Rivers Edge Bank
Marion, SD
IDRSSD: 474450
Total Assets
$325.03M
Latest filing
Total Deposits
$261.63M
Latest filing
Net Interest Margin
3.95%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Rivers Edge Bank
211 N Broadway Ave
Marion, SD 57043
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1904FDIC Certificate 6352
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Rivers Edge Bank (Main) | 211 N Broadway Ave | Marion, SD |
| PARKER BRANCH | 27600 Sd Highway 19, Suite 102 | Parker, SD |
| RIVERS EDGE BANK BRANCH | 304 S Main St | Howard, SD |
| BRIDGEWATER BRANCH | 330 Main Street | Bridgewater, SD |
| HAWARDEN BR | 722 Central Ave | Hawarden, IA |
Showing 4 of 4
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Security Bank Midwest
Tyndall, South Dakota
→
Assets: $327.68MΔ +3.2%
BankStar Financial
Elkton, South Dakota
→
Assets: $328.07MΔ +3.3%
Frontier Bank
Sioux Falls, South Dakota
→
Assets: $346.76MΔ +9.2%
Commercial State Bank, of Wagner
Wagner, South Dakota
→
Assets: $253.70MΔ -20.1%
One American Bank
Centerville, South Dakota
→
Assets: $385.15MΔ +21.3%
Farmers State Bank
Parkston, South Dakota
→
Assets: $246.38MΔ -22.4%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1904 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 57043 |
| State and County Number | 46125 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 09 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Sioux Falls, SD |
Operational Info
| Number of Employees | 34 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.riversedge.bank |
| Data Updated | 11/14/2025 |
| CERT | 9935 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $325.03M |
| Total Deposits | $261.63M |
| Total Liabilities | $295.34M |
| Total Equity Capital | $29.70M |
| Net Income | $1.06M |
| Net Loans and Leases | $245.80M |
| Assets Per Employee ($Millions) | $10.48M |
| Bank Premises and Fixed Assets | $3.18M |
| Cash and Balances due from Depository Institutions | $8.27M |
| Deposits Held in Domestic Offices | $261.63M |
Key Performance Ratios
| Return on Assets (ROA) | 1.32% |
| Return on Equity (ROE) | 14.7% |
| Net Interest Margin | 3.95% |
| Efficiency Ratio | 54.85% |
| Tier 1 Risk-Based Capital Ratio | 10.279% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.35% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.137% |
| Earning Assets to total Assets | 93.34% |
Income and Expense
| Total Interest Income | $4.70M |
| Total Noninterest Income | $187.00k |
| Total Interest Expense | $1.72M |
| Total Noninterest Expense | $1.74M |
| Net Interest Income | $2.98M |
| Pre-tax Net Operating Income | $1.15M |
| Provision for Credit Losses | $285.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $32.02M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.69M |
| Total Liabilities and Capital | $325.03M |
Securities
| Securities | $56.15M |
| Available-for-sale debt securities | $56.15M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Rivers Edge Bank?
$325.03M as of the latest filing.
How much are Rivers Edge Bank's total deposits?
$261.63M in total deposits.
Where is Rivers Edge Bank located?
Marion, SD.
What is the Net Interest Margin?
3.95%.
How many domestic offices does it operate?
5.
When was it established?
01/01/1904.
What is the Return on Assets (ROA)?
1.32%.
How much are total loans and leases?
$245.80M (latest filing).
What is the total interest income (latest filing)?
$4.70M.