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Quoin Financial Bank

Miller, SD
IDRSSD: 592550
Total Assets
$245.73M
Latest filing
Total Deposits
$209.86M
Latest filing
Net Interest Margin
5.21%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/01/1938
Community BankYes
Ownership TypeNot Mutual
ZIP57362
State and County Number46059
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number09
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameN/A

Operational Info

Number of Employees39
Domestic Offices3
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date06/30/2024
Date of Deposit Insurance11/14/1938
Primary Insurance AgencyDIF
Websitewww.quoinbank.com
Data Updated11/14/2025
CERT15629
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$245.73M
Total Deposits$209.86M
Total Liabilities$214.55M
Total Equity Capital$31.18M
Net Income$1.00M
Net Loans and Leases$155.52M
Assets Per Employee ($Millions)$6.3M
Bank Premises and Fixed Assets$3.81M
Cash and Balances due from Depository Institutions$0
Deposits Held in Domestic Offices$209.86M

Key Performance Ratios

Return on Assets (ROA)1.64%
Return on Equity (ROE)12.61%
Net Interest Margin5.21%
Efficiency Ratio49.64%
Tier 1 Risk-Based Capital Ratio12.054%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets12.687%
Earning Assets to total Assets88.68%

Income and Expense

Total Interest Income$3.94M
Total Noninterest Income$235.00k
Total Interest Expense$1.12M
Total Noninterest Expense$1.96M
Net Interest Income$2.82M
Pre-tax Net Operating Income$1.09M
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$4.69M
Total Liabilities and Capital$245.73M

Securities

Securities$35.96M
Available-for-sale debt securities$35.96M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Quoin Financial Bank?
$245.73M as of the latest filing.
How much are Quoin Financial Bank's total deposits?
$209.86M in total deposits.
Where is Quoin Financial Bank located?
Miller, SD.
What is the Net Interest Margin?
5.21%.
How many domestic offices does it operate?
3.
When was it established?
01/01/1938.
What is the Return on Assets (ROA)?
1.64%.
How much are total loans and leases?
$155.52M (latest filing).
What is the total interest income (latest filing)?
$3.94M.