Quoin Financial Bank
Miller, SD
IDRSSD: 592550
Total Assets
$241.50M
Latest filing
Total Deposits
$205.91M
Latest filing
Net Interest Margin
5.10%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Quoin Financial Bank
201 N Broadway Ave
Miller, SD 57362
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1938FDIC Certificate 9909
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Quoin Financial Bank (Main) | 201 N Broadway Ave | Miller, SD |
| HIGHMORE BRANCH | 209 Commercial Ave Se | Highmore, SD |
| SIOUX FALLS BRANCH | 5700 S Remington Pl | Sioux Falls, SD |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1938 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 57362 |
| State and County Number | 46059 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 09 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 39 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 11/14/1938 |
| Primary Insurance Agency | DIF |
| Website | www.quoinbank.com |
| Data Updated | 01/30/2026 |
| CERT | 15629 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $241.50M |
| Total Deposits | $205.91M |
| Total Liabilities | $211.06M |
| Total Equity Capital | $30.45M |
| Net Income | $871.00k |
| Net Loans and Leases | $150.77M |
| Assets Per Employee ($Millions) | $6.19M |
| Bank Premises and Fixed Assets | $3.86M |
| Cash and Balances due from Depository Institutions | $0 |
| Deposits Held in Domestic Offices | $205.91M |
Key Performance Ratios
| Return on Assets (ROA) | 1.43% |
| Return on Equity (ROE) | 11.31% |
| Net Interest Margin | 5.1% |
| Efficiency Ratio | 50.76% |
| Tier 1 Risk-Based Capital Ratio | 12.166% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.608% |
| Earning Assets to total Assets | 89.08% |
Income and Expense
| Total Interest Income | $3.87M |
| Total Noninterest Income | $272.00k |
| Total Interest Expense | $1.11M |
| Total Noninterest Expense | $1.95M |
| Net Interest Income | $2.76M |
| Pre-tax Net Operating Income | $1.08M |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $5.14M |
| Total Liabilities and Capital | $241.50M |
Securities
| Securities | $38.83M |
| Available-for-sale debt securities | $38.83M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Quoin Financial Bank?
$241.50M as of the latest filing.
How much are Quoin Financial Bank's total deposits?
$205.91M in total deposits.
Where is Quoin Financial Bank located?
Miller, SD.
What is the Net Interest Margin?
5.10%.
How many domestic offices does it operate?
3.
When was it established?
01/01/1938.
What is the Return on Assets (ROA)?
1.43%.
How much are total loans and leases?
$150.77M (latest filing).
What is the total interest income (latest filing)?
$3.87M.