One Florida Bank
Orlando, FL
IDRSSD: 3807880
Total Assets
$2.00B
Latest filing
Total Deposits
$1.76B
Latest filing
Net Interest Margin
3.51%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
One Florida Bank
1601 S Orange Ave
Orlando, FL 32806
Full Service - Brick and Mortar
Updated 11/14/2025Established 10/29/2008FDIC Certificate 468987
Branches (5)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| One Florida Bank (Main) | 1601 S Orange Ave | Orlando, FL |
| APOPKA BRANCH | 21 E 3rd St | Apopka, FL |
| CHIPLEY BRANCH (FORMER MO) | 1385 Main St | Chipley, FL |
| LONGWOOD BRANCH | 1145 W State Road 434 | Longwood, FL |
| WINTER PARK BRANCH | 531 W Morse Blvd | Winter Park, FL |
| OVIEDO BRANCH | 77 Geneva Dr | Oviedo, FL |
Showing 5 of 5
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 10/29/2008 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 32806 |
| State and County Number | 12095 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Orlando-Kissimmee-Sanford, FL |
Operational Info
| Number of Employees | 167 |
| Domestic Offices | 6 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 10/29/2008 |
| Primary Insurance Agency | DIF |
| Website | WWW.ONEFLORIDABANK.COM |
| Data Updated | 11/14/2025 |
| CERT | 58811 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $2.00B |
| Total Deposits | $1.76B |
| Total Liabilities | $1.81B |
| Total Equity Capital | $182.00M |
| Net Income | $6.35M |
| Net Loans and Leases | $1.55B |
| Assets Per Employee ($Millions) | $12.02M |
| Bank Premises and Fixed Assets | $9.19M |
| Cash and Balances due from Depository Institutions | $336.93M |
| Deposits Held in Domestic Offices | $1.76B |
Key Performance Ratios
| Return on Assets (ROA) | 1.29% |
| Return on Equity (ROE) | 14.23% |
| Net Interest Margin | 3.51% |
| Efficiency Ratio | 50.75% |
| Tier 1 Risk-Based Capital Ratio | 10.807% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.122% |
| Earning Assets to total Assets | 97.74% |
Income and Expense
| Total Interest Income | $28.62M |
| Total Noninterest Income | $533.00k |
| Total Interest Expense | $11.85M |
| Total Noninterest Expense | $8.79M |
| Net Interest Income | $16.78M |
| Pre-tax Net Operating Income | $8.51M |
| Provision for Credit Losses | $20.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $35.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $13.67M |
| Total Liabilities and Capital | $2.00B |
Securities
| Securities | $77.10M |
| Available-for-sale debt securities | $77.10M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of One Florida Bank?
$2.00B as of the latest filing.
How much are One Florida Bank's total deposits?
$1.76B in total deposits.
Where is One Florida Bank located?
Orlando, FL.
What is the Net Interest Margin?
3.51%.
How many domestic offices does it operate?
6.
When was it established?
10/29/2008.
What is the Return on Assets (ROA)?
1.29%.
How much are total loans and leases?
$1.55B (latest filing).
What is the total interest income (latest filing)?
$28.62M.