U. S. Century Bank

Doral, FL
IDRSSD: 3146150
Total Assets
$2.79B
Latest filing
Total Deposits
$2.36B
Latest filing
Net Interest Margin
3.48%
Profitability

Routing numbers

Primary routing transit numbers associated with this institution.

067015397MIAMI, FL

Key People

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Locations

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Main Office
U. S. Century Bank
2301 Nw 87th Ave
Doral, FL 33172
Full Service - Brick and Mortar
Updated 01/30/2026Established 10/28/2002FDIC Certificate 362653

Branches (9)

Page 1 of 2
NameAddressCity / State
U. S. Century Bank (Main)2301 Nw 87th AveDoral, FL
CORAL WAY BRANCH2610 Sw 137th AveMiami, FL
HOLLYWOOD BRANCH3999 Sheridan StHollywood, FL
AVENTURA BRANCH18201 Biscayne BlvdAventura, FL
DADELAND BRANCH8201 S Dixie HwyMiami, FL
HIALEAH GARDEN BRANCH3198 W 76th StHialeah, FL
MIAMI LAKES BRANCH15503 Nw 67th AveMiami Lakes, FL
BIRD ROAD BRANCH8575 Sw 40th StMiami, FL
Showing 7 of 9

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date10/28/2002
Community BankYes
Ownership TypeNot Mutual
ZIP33172
State and County Number12086
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number06
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictAtlanta
Core Based Statistical Area NameMiami-Fort Lauderdale-Pompano Beach, FL

Operational Info

Number of Employees206
Domestic Offices10
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance10/28/2002
Primary Insurance AgencyDIF
Websitewww.uscentury.com
Data Updated01/30/2026
CERT57369
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$2.79B
Total Deposits$2.36B
Total Liabilities$2.54B
Total Equity Capital$248.23M
Net Income$2.67M
Net Loans and Leases$2.16B
Assets Per Employee ($Millions)$13.6M
Bank Premises and Fixed Assets$9.77M
Cash and Balances due from Depository Institutions$38.48M
Deposits Held in Domestic Offices$2.36B

Key Performance Ratios

Return on Assets (ROA)0.38%
Return on Equity (ROE)4.38%
Net Interest Margin3.48%
Efficiency Ratio50.98%
Tier 1 Risk-Based Capital Ratio12.468%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.07%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets8.901%
Earning Assets to total Assets95.29%

Income and Expense

Total Interest Income$37.63M
Total Noninterest Income$3.52M
Total Interest Expense$14.63M
Total Noninterest Expense$13.53M
Net Interest Income$23.01M
Pre-tax Net Operating Income$12.53M
Provision for Credit Losses$480.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$0
Other borrowed funds$158.25M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$22.52M
Total Liabilities and Capital$2.79B

Securities

Securities$461.43M
Available-for-sale debt securities$307.49M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$153.94M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of U. S. Century Bank?
$2.79B as of the latest filing.
How much are U. S. Century Bank's total deposits?
$2.36B in total deposits.
Where is U. S. Century Bank located?
Doral, FL.
What is the Net Interest Margin?
3.48%.
How many domestic offices does it operate?
10.
When was it established?
10/28/2002.
What is the Return on Assets (ROA)?
0.38%.
How much are total loans and leases?
$2.16B (latest filing).
What is the total interest income (latest filing)?
$37.63M.