U. S. Century Bank
Doral, FL
IDRSSD: 3146150
Total Assets
$2.77B
Latest filing
Total Deposits
$2.49B
Latest filing
Net Interest Margin
3.33%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
U. S. Century Bank
2301 Nw 87th Ave
Doral, FL 33172
Full Service - Brick and Mortar
Updated 11/14/2025Established 10/28/2002FDIC Certificate 362653
Branches (9)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| U. S. Century Bank (Main) | 2301 Nw 87th Ave | Doral, FL |
| CORAL WAY BRANCH | 2610 Sw 137th Ave | Miami, FL |
| HOLLYWOOD BRANCH | 3999 Sheridan St | Hollywood, FL |
| AVENTURA BRANCH | 18201 Biscayne Blvd | Aventura, FL |
| DADELAND BRANCH | 8201 S Dixie Hwy | Miami, FL |
| HIALEAH GARDEN BRANCH | 3198 W 76th St | Hialeah, FL |
| MIAMI LAKES BRANCH | 15503 Nw 67th Ave | Miami Lakes, FL |
| BIRD ROAD BRANCH | 8575 Sw 40th St | Miami, FL |
Showing 7 of 9
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 10/28/2002 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 33172 |
| State and County Number | 12086 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Miami-Fort Lauderdale-Pompano Beach, FL |
Operational Info
| Number of Employees | 203 |
| Domestic Offices | 10 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 10/28/2002 |
| Primary Insurance Agency | DIF |
| Website | www.uscentury.com |
| Data Updated | 11/14/2025 |
| CERT | 57369 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $2.77B |
| Total Deposits | $2.49B |
| Total Liabilities | $2.53B |
| Total Equity Capital | $240.01M |
| Net Income | $10.01M |
| Net Loans and Leases | $2.11B |
| Assets Per Employee ($Millions) | $13.43M |
| Bank Premises and Fixed Assets | $10.60M |
| Cash and Balances due from Depository Institutions | $56.81M |
| Deposits Held in Domestic Offices | $2.49B |
Key Performance Ratios
| Return on Assets (ROA) | 1.46% |
| Return on Equity (ROE) | 17.1% |
| Net Interest Margin | 3.33% |
| Efficiency Ratio | 47.87% |
| Tier 1 Risk-Based Capital Ratio | 12.726% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.02% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.678% |
| Earning Assets to total Assets | 95.21% |
Income and Expense
| Total Interest Income | $37.72M |
| Total Noninterest Income | $3.96M |
| Total Interest Expense | $16.04M |
| Total Noninterest Expense | $12.27M |
| Net Interest Income | $21.68M |
| Pre-tax Net Operating Income | $13.26M |
| Provision for Credit Losses | $105.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $11.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $23.39M |
| Total Liabilities and Capital | $2.77B |
Securities
| Securities | $480.54M |
| Available-for-sale debt securities | $324.18M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $156.37M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of U. S. Century Bank?
$2.77B as of the latest filing.
How much are U. S. Century Bank's total deposits?
$2.49B in total deposits.
Where is U. S. Century Bank located?
Doral, FL.
What is the Net Interest Margin?
3.33%.
How many domestic offices does it operate?
10.
When was it established?
10/28/2002.
What is the Return on Assets (ROA)?
1.46%.
How much are total loans and leases?
$2.11B (latest filing).
What is the total interest income (latest filing)?
$37.72M.