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Washington Trust Bank

Spokane, WA
IDRSSD: 58971
Total Assets
$10.63B
Latest filing
Total Deposits
$8.87B
Latest filing
Net Interest Margin
3.65%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date11/03/1902
Community BankNo
Ownership TypeNot Mutual
ZIP99201
State and County Number53063
Subchapter S CorporationsNo
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number12
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictSan Francisco
Core Based Statistical Area NameSpokane-Spokane Valley, WA

Operational Info

Number of Employees1,209
Domestic Offices43
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date03/13/2024
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.watrust.com
Data Updated11/14/2025
CERT1281
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$10.63B
Total Deposits$8.87B
Total Liabilities$9.67B
Total Equity Capital$955.02M
Net Income$27.50M
Net Loans and Leases$7.28B
Assets Per Employee ($Millions)$8.62M
Bank Premises and Fixed Assets$128.15M
Cash and Balances due from Depository Institutions$463.81M
Deposits Held in Domestic Offices$8.87B

Key Performance Ratios

Return on Assets (ROA)1.03%
Return on Equity (ROE)11.64%
Net Interest Margin3.65%
Efficiency Ratio74.37%
Tier 1 Risk-Based Capital Ratio11.536%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets-0.27%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets8.986%
Earning Assets to total Assets95.19%

Income and Expense

Total Interest Income$128.46M
Total Noninterest Income$16.62M
Total Interest Expense$36.10M
Total Noninterest Expense$81.05M
Net Interest Income$92.36M
Pre-tax Net Operating Income$35.23M
Provision for Credit Losses$-7,300,000
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$626.00k
Other borrowed funds$250.00M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$382.28M
All Other Liabilities$168.84M
Total Liabilities and Capital$10.63B

Securities

Securities$2.50B
Available-for-sale debt securities$183.17M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$2.32B
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Washington Trust Bank?
$10.63B as of the latest filing.
How much are Washington Trust Bank's total deposits?
$8.87B in total deposits.
Where is Washington Trust Bank located?
Spokane, WA.
What is the Net Interest Margin?
3.65%.
How many domestic offices does it operate?
43.
When was it established?
11/03/1902.
What is the Return on Assets (ROA)?
1.03%.
How much are total loans and leases?
$7.28B (latest filing).
What is the total interest income (latest filing)?
$128.46M.