Washington Trust Bank
Spokane, WA
IDRSSD: 58971
Total Assets
$10.68B
Latest filing
Total Deposits
$8.95B
Latest filing
Net Interest Margin
3.88%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Washington Trust Bank
717 W Sprague Ave
Spokane, WA 99201
Full Service - Brick and Mortar
Updated 01/30/2026Established 11/03/1902FDIC Certificate 863
Branches (44)
Page 1 of 7| Name | Address | City / State |
|---|---|---|
| Washington Trust Bank (Main) | 717 W Sprague Ave | Spokane, WA |
| MOSES LAKE BRANCH | 402 S Ash St | Moses Lake, WA |
| COEUR D'ALENE BRANCH | 218 E Lakeside Ave | Coeur D Alene, ID |
| SECOND & WALL BRANCH | 706 W 2nd Ave | Spokane, WA |
| EAST SPRAGUE BRANCH | 3510 E Sprague Ave | Spokane, WA |
| MANITO BRANCH | 3103 S Grand Blvd | Spokane, WA |
| MEDICAL CENTER BRANCH | 105 W 8th Ave | Spokane, WA |
| INDIANA BRANCH | 27 E Indiana Ave | Spokane, WA |
Showing 7 of 44
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 11/03/1902 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 99201 |
| State and County Number | 53063 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 12 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | San Francisco |
| Core Based Statistical Area Name | Spokane-Spokane Valley, WA |
Operational Info
| Number of Employees | 1,233 |
| Domestic Offices | 45 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 03/13/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.watrust.com |
| Data Updated | 01/30/2026 |
| CERT | 1281 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $10.68B |
| Total Deposits | $8.95B |
| Total Liabilities | $9.72B |
| Total Equity Capital | $967.31M |
| Net Income | $30.54M |
| Net Loans and Leases | $7.20B |
| Assets Per Employee ($Millions) | $8.69M |
| Bank Premises and Fixed Assets | $127.64M |
| Cash and Balances due from Depository Institutions | $711.33M |
| Deposits Held in Domestic Offices | $8.95B |
Key Performance Ratios
| Return on Assets (ROA) | 1.15% |
| Return on Equity (ROE) | 12.71% |
| Net Interest Margin | 3.88% |
| Efficiency Ratio | 67.99% |
| Tier 1 Risk-Based Capital Ratio | 11.68% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.11% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.055% |
| Earning Assets to total Assets | 94.9% |
Income and Expense
| Total Interest Income | $128.45M |
| Total Noninterest Income | $16.66M |
| Total Interest Expense | $30.15M |
| Total Noninterest Expense | $78.17M |
| Net Interest Income | $98.30M |
| Pre-tax Net Operating Income | $39.60M |
| Provision for Credit Losses | $-2,800,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $543.00k |
| Other borrowed funds | $250.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $328.02M |
| All Other Liabilities | $191.09M |
| Total Liabilities and Capital | $10.68B |
Securities
| Securities | $2.35B |
| Available-for-sale debt securities | $159.43M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $2.20B |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Washington Trust Bank?
$10.68B as of the latest filing.
How much are Washington Trust Bank's total deposits?
$8.95B in total deposits.
Where is Washington Trust Bank located?
Spokane, WA.
What is the Net Interest Margin?
3.88%.
How many domestic offices does it operate?
45.
When was it established?
11/03/1902.
What is the Return on Assets (ROA)?
1.15%.
How much are total loans and leases?
$7.20B (latest filing).
What is the total interest income (latest filing)?
$128.45M.