Renasant Bank
Tupelo, MS
IDRSSD: 749242
Total Assets
$26.72B
Latest filing
Total Deposits
$21.79B
Latest filing
Net Interest Margin
3.98%
Profitability
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 02/27/1904 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 38804 |
| State and County Number | 28081 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 08 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Tupelo, MS |
Operational Info
| Number of Employees | 3,259 |
| Domestic Offices | 278 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 04/01/2025 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.renasant.com |
| Data Updated | 11/14/2025 |
| CERT | 12437 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $26.72B |
| Total Deposits | $21.79B |
| Total Liabilities | $22.74B |
| Total Equity Capital | $3.99B |
| Net Income | $66.81M |
| Net Loans and Leases | $19.01B |
| Assets Per Employee ($Millions) | $8.74M |
| Bank Premises and Fixed Assets | $470.37M |
| Cash and Balances due from Depository Institutions | $1.06B |
| Deposits Held in Domestic Offices | $21.79B |
Key Performance Ratios
| Return on Assets (ROA) | 1% |
| Return on Equity (ROE) | 6.74% |
| Net Interest Margin | 3.98% |
| Efficiency Ratio | 62.71% |
| Tier 1 Risk-Based Capital Ratio | 11.796% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.16% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 14.917% |
| Earning Assets to total Assets | 87.48% |
Income and Expense
| Total Interest Income | $351.07M |
| Total Noninterest Income | $46.47M |
| Total Interest Expense | $119.10M |
| Total Noninterest Expense | $183.29M |
| Net Interest Income | $231.97M |
| Pre-tax Net Operating Income | $84.70M |
| Provision for Credit Losses | $10.45M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $10.58M |
| Other borrowed funds | $600.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $20.91M |
| Federal Funds Purchased and Repurchased Agreement | $6.06M |
| All Other Liabilities | $339.56M |
| Total Liabilities and Capital | $26.72B |
Securities
| Securities | $3.56B |
| Available-for-sale debt securities | $2.51B |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $1.05B |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Renasant Bank?
$26.72B as of the latest filing.
How much are Renasant Bank's total deposits?
$21.79B in total deposits.
Where is Renasant Bank located?
Tupelo, MS.
What is the Net Interest Margin?
3.98%.
How many domestic offices does it operate?
278.
When was it established?
02/27/1904.
What is the Return on Assets (ROA)?
1%.
How much are total loans and leases?
$19.01B (latest filing).
What is the total interest income (latest filing)?
$351.07M.