Bank of Commerce
Greenwood, MS
IDRSSD: 99442
Total Assets
$1.12B
Latest filing
Total Deposits
$990.53M
Latest filing
Net Interest Margin
3.42%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Bank of Commerce
310 Howard St
Greenwood, MS 38930
Full Service - Brick and Mortar
Updated 01/30/2026Established 08/04/1904FDIC Certificate 6008
Branches (14)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Bank of Commerce (Main) | 310 Howard St | Greenwood, MS |
| TALLAHATCHIE COUNTY BANK BRANCH | 167 Court Sq | Charleston, MS |
| GOODMAN BRANCH | 9860 Main Street | Goodman, MS |
| VAIDEN BRANCH | 407 Lee St | Vaiden, MS |
| WEST BRANCH | 24857 Highway 51 | West, MS |
| PARK AVENUE BRANCH | 905 W Park Ave | Greenwood, MS |
| LEXINGTON BRANCH | 316 Court Sq | Lexington, MS |
| OXFORD BRANCH | 1610 Jackson Ave W | Oxford, MS |
Showing 7 of 14
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 08/04/1904 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 38930 |
| State and County Number | 28083 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 08 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Greenwood, MS |
Operational Info
| Number of Employees | 102 |
| Domestic Offices | 10 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 10/06/2025 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | WWW.BANKCOM.COM |
| Data Updated | 01/30/2026 |
| CERT | 9359 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.12B |
| Total Deposits | $990.53M |
| Total Liabilities | $997.85M |
| Total Equity Capital | $124.87M |
| Net Income | $1.41M |
| Net Loans and Leases | $597.17M |
| Assets Per Employee ($Millions) | $8.32M |
| Bank Premises and Fixed Assets | $17.93M |
| Cash and Balances due from Depository Institutions | $198.28M |
| Deposits Held in Domestic Offices | $990.53M |
Key Performance Ratios
| Return on Assets (ROA) | 0.54% |
| Return on Equity (ROE) | 4.8% |
| Net Interest Margin | 3.42% |
| Efficiency Ratio | 82.01% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.07% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.122% |
| Earning Assets to total Assets | 92.5% |
Income and Expense
| Total Interest Income | $13.68M |
| Total Noninterest Income | $1.02M |
| Total Interest Expense | $5.37M |
| Total Noninterest Expense | $7.66M |
| Net Interest Income | $8.31M |
| Pre-tax Net Operating Income | $1.49M |
| Provision for Credit Losses | $188.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $693.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $7.31M |
| Total Liabilities and Capital | $1.12B |
Securities
| Securities | $248.48M |
| Available-for-sale debt securities | $102.65M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $145.89M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Bank of Commerce?
$1.12B as of the latest filing.
How much are Bank of Commerce's total deposits?
$990.53M in total deposits.
Where is Bank of Commerce located?
Greenwood, MS.
What is the Net Interest Margin?
3.42%.
How many domestic offices does it operate?
10.
When was it established?
08/04/1904.
What is the Return on Assets (ROA)?
0.54%.
How much are total loans and leases?
$597.17M (latest filing).
What is the total interest income (latest filing)?
$13.68M.