Planters Bank & Trust Company
Indianola, MS
IDRSSD: 972648
Total Assets
$2.07B
Latest filing
Total Deposits
$1.78B
Latest filing
Net Interest Margin
2.89%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Planters Bank & Trust Company
212 Catchings Ave
Indianola, MS 38751
Full Service - Brick and Mortar
Updated 11/14/2025Established 04/10/1920FDIC Certificate 5252
Branches (22)
Page 1 of 4| Name | Address | City / State |
|---|---|---|
| Planters Bank & Trust Company (Main) | 212 Catchings Ave | Indianola, MS |
| RULEVILLE BRANCH | 118 N Ruby Ave | Ruleville, MS |
| LOUISE BRANCH | Highway 49 And West Silver Creek Road | Louise, MS |
| SUNFLOWER BRANCH | 100 W Quiver St | Sunflower, MS |
| GREENVILLE BRANCH | Hinds Street And Washington Avenue | Greenville, MS |
| SOUTH GREENVILLE BRANCH | 1645 Highway 1 S | Greenville, MS |
| HIGHWAY 82 EXPRESS BRANCH | 521 East Early Street | Indianola, MS |
| SOUTH MAIN STREET BRANCH | 1417 S Main St | Greenville, MS |
Showing 7 of 22
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 04/10/1920 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 38751 |
| State and County Number | 28133 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 08 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Indianola, MS |
Operational Info
| Number of Employees | 273 |
| Domestic Offices | 23 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.planters-bank.com |
| Data Updated | 11/14/2025 |
| CERT | 8235 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $2.07B |
| Total Deposits | $1.78B |
| Total Liabilities | $1.85B |
| Total Equity Capital | $220.70M |
| Net Income | $4.46M |
| Net Loans and Leases | $1.28B |
| Assets Per Employee ($Millions) | $7.64M |
| Bank Premises and Fixed Assets | $35.70M |
| Cash and Balances due from Depository Institutions | $67.41M |
| Deposits Held in Domestic Offices | $1.78B |
Key Performance Ratios
| Return on Assets (ROA) | 0.85% |
| Return on Equity (ROE) | 8.25% |
| Net Interest Margin | 2.89% |
| Efficiency Ratio | 63.76% |
| Tier 1 Risk-Based Capital Ratio | 14.883% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.07% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.655% |
| Earning Assets to total Assets | 92.79% |
Income and Expense
| Total Interest Income | $26.03M |
| Total Noninterest Income | $3.50M |
| Total Interest Expense | $11.90M |
| Total Noninterest Expense | $11.31M |
| Net Interest Income | $14.13M |
| Pre-tax Net Operating Income | $5.95M |
| Provision for Credit Losses | $373.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $350.00k |
| Other borrowed funds | $54.07M |
| Federal Funds Sold & Reverse Repurchase Agreement | $3.84M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $12.76M |
| Total Liabilities and Capital | $2.07B |
Securities
| Securities | $593.03M |
| Available-for-sale debt securities | $574.58M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $17.99M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Planters Bank & Trust Company?
$2.07B as of the latest filing.
How much are Planters Bank & Trust Company's total deposits?
$1.78B in total deposits.
Where is Planters Bank & Trust Company located?
Indianola, MS.
What is the Net Interest Margin?
2.89%.
How many domestic offices does it operate?
23.
When was it established?
04/10/1920.
What is the Return on Assets (ROA)?
0.85%.
How much are total loans and leases?
$1.28B (latest filing).
What is the total interest income (latest filing)?
$26.03M.