Institution Class	Commercial bank, state charter, Fed member, supervised by FRB
Primary Regulator	FED
Established Date	03/01/1876
Community Bank	No
Ownership Type	Not Mutual
ZIP	38804
State and County Number	28081
Subchapter S Corporations	No
Trust Powers	Full Trust Powers Granted
Federal Reserve ID Number	08
Numeric code	13
Insured by FDIC	Institutions that are currently open and insured by the FDIC
Federal Reserve District	Dallas
Core Based Statistical Area Name	Tupelo, MS

Operational Info

Number of Employees	5,514
Domestic Offices	384
Foreign Offices	0
US Offices	0
Directly owned by another bank (CERT)	No
Last Structure Change Effective Date	07/01/2025
Date of Deposit Insurance	01/01/1934
Primary Insurance Agency	DIF
Website	www.cadencebank.com
Data Updated	11/14/2025
CERT	11813
Office of The Comptroller District:	—
Office of Thrift Supervision Region	N/A

Financial Summary

Total Assets	$53.28B
Total Deposits	$43.92B
Total Liabilities	$47.20B
Total Equity Capital	$6.08B
Net Income	$129.85M
Net Loans and Leases	$36.57B
Assets Per Employee ($Millions)	$9.15M
Bank Premises and Fixed Assets	$830.66M
Cash and Balances due from Depository Institutions	$1.89B
Deposits Held in Domestic Offices	$43.92B

Return on Assets (ROA)	1%
Return on Equity (ROE)	8.66%
Net Interest Margin	3.68%
Efficiency Ratio	60.94%
Tier 1 Risk-Based Capital Ratio	11.51%
Net Loans and Leases to Core Deposits	0%
Credit Loss Provision to Assets	0.25%
Cash Dividends to Net Income (YTD Only)	0%
Equity Capital to Assets	11.417%
Earning Assets to total Assets	88.74%

Total Interest Income	$704.64M
Total Noninterest Income	$88.50M
Total Interest Expense	$280.92M
Total Noninterest Expense	$319.70M
Net Interest Income	$423.73M
Pre-tax Net Operating Income	$160.52M
Provision for Credit Losses	$32.00M
Discontinued Operations (Extraordinary Gains - Net)	$0

Goodwill and Other Intangibles	$0
All Other Assets	$0
Other Real Estate Owned	$16.09M
Other borrowed funds	$2.33B
Federal Funds Sold & Reverse Repurchase Agreement	$2.17M
Federal Funds Purchased and Repurchased Agreement	$29.53M
All Other Liabilities	$879.11M
Total Liabilities and Capital	$53.28B

Securities	$9.64B
Available-for-sale debt securities	$9.62B
Equity securities with readily determinable fair values not held for trading	$0
Held-to-maturity securities	$0
Subordinated Debt	$0
Trading Account Assets	$31.51M
Trading Liabilities	$39.82M

What are the total assets of Cadence Bank?

$53.28B as of the latest filing.

How much are Cadence Bank's total deposits?

$43.92B in total deposits.

Where is Cadence Bank located?

Tupelo, MS.

What is the Net Interest Margin?

3.68%.

How many domestic offices does it operate?

384.

When was it established?

03/01/1876.

What is the Return on Assets (ROA)?

1%.

How much are total loans and leases?

$36.57B (latest filing).

What is the total interest income (latest filing)?

$704.64M.