BankFirst Financial Services
Columbus, MS
IDRSSD: 914648
Total Assets
$3.30B
Latest filing
Total Deposits
$2.86B
Latest filing
Net Interest Margin
4.40%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
BankFirst Financial Services
900 Main St
Columbus, MS 39701
Full Service - Brick and Mortar
Updated 11/14/2025Established 06/01/1888FDIC Certificate 5663
Branches (51)
Page 1 of 8| Name | Address | City / State |
|---|---|---|
| BankFirst Financial Services (Main) | 900 Main St | Columbus, MS |
| ALICEVILLE BRANCH | 25 3rd Ave Ne | Aliceville, AL |
| MAGNOLIA STATE BANK BRANCH | 28 Highway 528 | Bay Springs, MS |
| DOUBLE SPRINGS BRANCH | 10 Blake Drive | Double Springs, AL |
| ADDISON BRANCH | 30966 Highway 278 | Addison, AL |
| ARLEY BRANCH | 6141 County Road 41 | Arley, AL |
| CURRY BRANCH | 5329 Curry Hwy | Curry, AL |
| TEMPLE AVENUE BRANCH | 1910 Temple Ave N | Fayette, AL |
Showing 7 of 51
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 06/01/1888 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 39701 |
| State and County Number | 28087 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Columbus, MS |
Operational Info
| Number of Employees | 449 |
| Domestic Offices | 43 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 07/01/2025 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | http://www.bankfirstfs.com |
| Data Updated | 11/14/2025 |
| CERT | 8870 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $3.30B |
| Total Deposits | $2.86B |
| Total Liabilities | $2.89B |
| Total Equity Capital | $409.09M |
| Net Income | $5.82M |
| Net Loans and Leases | $2.17B |
| Assets Per Employee ($Millions) | $6.17M |
| Bank Premises and Fixed Assets | $90.72M |
| Cash and Balances due from Depository Institutions | $216.86M |
| Deposits Held in Domestic Offices | $2.86B |
Key Performance Ratios
| Return on Assets (ROA) | 0.77% |
| Return on Equity (ROE) | 6.29% |
| Net Interest Margin | 4.4% |
| Efficiency Ratio | 62.82% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.76% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.398% |
| Earning Assets to total Assets | 89.54% |
Income and Expense
| Total Interest Income | $42.82M |
| Total Noninterest Income | $7.15M |
| Total Interest Expense | $13.13M |
| Total Noninterest Expense | $23.73M |
| Net Interest Income | $29.70M |
| Pre-tax Net Operating Income | $7.41M |
| Provision for Credit Losses | $5.71M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $188.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $38.35M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $32.57M |
| Total Liabilities and Capital | $3.30B |
Securities
| Securities | $580.31M |
| Available-for-sale debt securities | $286.72M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $293.59M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of BankFirst Financial Services?
$3.30B as of the latest filing.
How much are BankFirst Financial Services's total deposits?
$2.86B in total deposits.
Where is BankFirst Financial Services located?
Columbus, MS.
What is the Net Interest Margin?
4.40%.
How many domestic offices does it operate?
43.
When was it established?
06/01/1888.
What is the Return on Assets (ROA)?
0.77%.
How much are total loans and leases?
$2.17B (latest filing).
What is the total interest income (latest filing)?
$42.82M.