BankFirst Financial Services
Columbus, MS
IDRSSD: 914648
Total Assets
$3.26B
Latest filing
Total Deposits
$2.80B
Latest filing
Net Interest Margin
3.95%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
084201786COLUMBUS, MS
Key People
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Locations
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Main Office
BankFirst Financial Services
900 Main St
Columbus, MS 39701
Full Service - Brick and Mortar
Updated 01/30/2026Established 06/01/1888FDIC Certificate 5663
Branches (50)
Page 1 of 8| Name | Address | City / State |
|---|---|---|
| BankFirst Financial Services (Main) | 900 Main St | Columbus, MS |
| ALICEVILLE BRANCH | 25 3rd Ave Ne | Aliceville, AL |
| BAY SPRINGS BRANCH | 28 Highway 528 | Bay Springs, MS |
| DOUBLE SPRINGS BRANCH | 10 Blake Drive | Double Springs, AL |
| ADDISON BRANCH | 30966 Highway 278 | Addison, AL |
| ARLEY BRANCH | 6141 County Road 41 | Arley, AL |
| CURRY BRANCH | 5329 Curry Hwy | Curry, AL |
| TEMPLE AVENUE BRANCH | 1910 Temple Ave N | Fayette, AL |
Showing 7 of 50
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 06/01/1888 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 39701 |
| State and County Number | 28087 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Columbus, MS |
Operational Info
| Number of Employees | 535 |
| Domestic Offices | 52 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 07/01/2025 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | http://www.bankfirstfs.com |
| Data Updated | 01/30/2026 |
| CERT | 8870 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $3.26B |
| Total Deposits | $2.80B |
| Total Liabilities | $2.83B |
| Total Equity Capital | $422.24M |
| Net Income | $10.90M |
| Net Loans and Leases | $2.18B |
| Assets Per Employee ($Millions) | $6.18M |
| Bank Premises and Fixed Assets | $92.61M |
| Cash and Balances due from Depository Institutions | $227.46M |
| Deposits Held in Domestic Offices | $2.80B |
Key Performance Ratios
| Return on Assets (ROA) | 1.33% |
| Return on Equity (ROE) | 10.49% |
| Net Interest Margin | 3.95% |
| Efficiency Ratio | 65.55% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.32% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.965% |
| Earning Assets to total Assets | 89.4% |
Income and Expense
| Total Interest Income | $41.71M |
| Total Noninterest Income | $6.90M |
| Total Interest Expense | $12.71M |
| Total Noninterest Expense | $24.14M |
| Net Interest Income | $29.00M |
| Pre-tax Net Operating Income | $14.35M |
| Provision for Credit Losses | $-2,595,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $29.84M |
| Total Liabilities and Capital | $3.26B |
Securities
| Securities | $563.47M |
| Available-for-sale debt securities | $274.05M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $289.42M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of BankFirst Financial Services?
$3.26B as of the latest filing.
How much are BankFirst Financial Services's total deposits?
$2.80B in total deposits.
Where is BankFirst Financial Services located?
Columbus, MS.
What is the Net Interest Margin?
3.95%.
How many domestic offices does it operate?
52.
When was it established?
06/01/1888.
What is the Return on Assets (ROA)?
1.33%.
How much are total loans and leases?
$2.18B (latest filing).
What is the total interest income (latest filing)?
$41.71M.