PriorityOne Bank

Magee, MS
IDRSSD: 956938
Total Assets
$1.13B
Latest filing
Total Deposits
$943.08M
Latest filing
Net Interest Margin
4.80%
Profitability

Locations

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Main Office
PriorityOne Bank
220 Main Ave N
Magee, MS 39111
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/27/1975FDIC Certificate 15181

Branches (17)

Page 1 of 3
NameAddressCity / State
PriorityOne Bank (Main)220 Main Ave NMagee, MS
MORTON BRANCH164 Highway 481 SMorton, MS
SEMINARY BRANCH217 W Main StSeminary, MS
PELAHATCHIE BRANCH528 Second StPelahatchie, MS
CROSSGATES BRANCH1400 W Government StBrandon, MS
MENDENHALL BRANCH3066 Simpson Highway 13Mendenhall, MS
HATTIESBURG BRANCH6276 U S Highway 98Hattiesburg, MS
RICHLAND BRANCH1021 Highway 49 SRichland, MS
Showing 7 of 17

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed member, supervised by FRB
Primary RegulatorFED
Established Date01/27/1975
Community BankYes
Ownership TypeNot Mutual
ZIP39111
State and County Number28127
Subchapter S CorporationsYes
Trust PowersLimited Trust Powers Granted
Federal Reserve ID Number06
Numeric code13
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameJackson, MS

Operational Info

Number of Employees245
Domestic Offices18
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/27/1975
Primary Insurance AgencyDIF
Websitewww.priorityonebank.com
Data Updated11/14/2025
CERT21906
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$1.13B
Total Deposits$943.08M
Total Liabilities$993.73M
Total Equity Capital$133.79M
Net Income$5.22M
Net Loans and Leases$874.59M
Assets Per Employee ($Millions)$4.68M
Bank Premises and Fixed Assets$22.47M
Cash and Balances due from Depository Institutions$20.12M
Deposits Held in Domestic Offices$943.08M

Key Performance Ratios

Return on Assets (ROA)1.84%
Return on Equity (ROE)15.83%
Net Interest Margin4.8%
Efficiency Ratio64.46%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets11.866%
Earning Assets to total Assets92.9%

Income and Expense

Total Interest Income$17.73M
Total Noninterest Income$3.41M
Total Interest Expense$5.08M
Total Noninterest Expense$10.36M
Net Interest Income$12.66M
Pre-tax Net Operating Income$5.71M
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$113.00k
Other borrowed funds$22.00M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$14.18M
All Other Liabilities$14.48M
Total Liabilities and Capital$1.13B

Securities

Securities$170.63M
Available-for-sale debt securities$83.17M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$87.55M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of PriorityOne Bank?
$1.13B as of the latest filing.
How much are PriorityOne Bank's total deposits?
$943.08M in total deposits.
Where is PriorityOne Bank located?
Magee, MS.
What is the Net Interest Margin?
4.80%.
How many domestic offices does it operate?
18.
When was it established?
01/27/1975.
What is the Return on Assets (ROA)?
1.84%.
How much are total loans and leases?
$874.59M (latest filing).
What is the total interest income (latest filing)?
$17.73M.