Community Bank of Mississippi
Flowood, MS
IDRSSD: 460033
Total Assets
$4.95B
Latest filing
Total Deposits
$4.51B
Latest filing
Net Interest Margin
3.86%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Community Bank of Mississippi
1905 Community Bank Way
Flowood, MS 39232
Full Service - Brick and Mortar
Updated 11/14/2025Established 08/14/1905FDIC Certificate 5671
Branches (55)
Page 1 of 8| Name | Address | City / State |
|---|---|---|
| Community Bank of Mississippi (Main) | 1905 Community Bank Way | Flowood, MS |
| AIRPORT BOULEVARD BRANCH | 6587 Airport Blvd | Mobile, AL |
| CANTON ROAD BRANCH | 6158 Old Canton Rd | Jackson, MS |
| CROSSGATES BRANCH | 1255 W Government St | Brandon, MS |
| RALEIGH BRANCH | 210 Mimosa Dr | Raleigh, MS |
| EAST BRANCH | 902 Highway 278 E | Amory, MS |
| SANDERSVILLE BRANCH | U.S. Highway 11 | Sandersville, MS |
| DRIVE-IN BRANCH | 804 Main St | Ellisville, MS |
Showing 7 of 55
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 08/14/1905 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 39232 |
| State and County Number | 28121 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Jackson, MS |
Operational Info
| Number of Employees | 854 |
| Domestic Offices | 56 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 04/20/2023 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.communitybank.net |
| Data Updated | 11/14/2025 |
| CERT | 8879 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $4.95B |
| Total Deposits | $4.51B |
| Total Liabilities | $4.55B |
| Total Equity Capital | $401.48M |
| Net Income | $11.66M |
| Net Loans and Leases | $3.25B |
| Assets Per Employee ($Millions) | $6.02M |
| Bank Premises and Fixed Assets | $145.74M |
| Cash and Balances due from Depository Institutions | $429.45M |
| Deposits Held in Domestic Offices | $4.51B |
Key Performance Ratios
| Return on Assets (ROA) | 0.96% |
| Return on Equity (ROE) | 11.79% |
| Net Interest Margin | 3.86% |
| Efficiency Ratio | 67.74% |
| Tier 1 Risk-Based Capital Ratio | 13.26% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.13% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.103% |
| Earning Assets to total Assets | 93.24% |
Income and Expense
| Total Interest Income | $64.14M |
| Total Noninterest Income | $8.53M |
| Total Interest Expense | $20.43M |
| Total Noninterest Expense | $35.39M |
| Net Interest Income | $43.71M |
| Pre-tax Net Operating Income | $15.24M |
| Provision for Credit Losses | $1.61M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $6.51M |
| Other borrowed funds | $4.17M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $1.72M |
| All Other Liabilities | $35.92M |
| Total Liabilities and Capital | $4.95B |
Securities
| Securities | $999.89M |
| Available-for-sale debt securities | $999.88M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Community Bank of Mississippi?
$4.95B as of the latest filing.
How much are Community Bank of Mississippi's total deposits?
$4.51B in total deposits.
Where is Community Bank of Mississippi located?
Flowood, MS.
What is the Net Interest Margin?
3.86%.
How many domestic offices does it operate?
56.
When was it established?
08/14/1905.
What is the Return on Assets (ROA)?
0.96%.
How much are total loans and leases?
$3.25B (latest filing).
What is the total interest income (latest filing)?
$64.14M.