First Security Bank

Batesville, MS
IDRSSD: 718145
Total Assets
$954.04M
Latest filing
Total Deposits
$807.50M
Latest filing
Net Interest Margin
3.86%
Profitability

Locations

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Main Office
First Security Bank
295 Highway 6 W
Batesville, MS 38606
Full Service - Brick and Mortar
Updated 11/14/2025Established 07/01/1952FDIC Certificate 11163

Branches (17)

Page 1 of 3
NameAddressCity / State
First Security Bank (Main)295 Highway 6 WBatesville, MS
TUNICA BRANCH1262 Edwards AveTunica, MS
EXPRESS BRANCH130 Highway 51 NBatesville, MS
POWER DRIVE BRANCH230 Power DrBatesville, MS
MARKS BRANCH1651 Charlie Pride Rd SMarks, MS
CRENSHAW BRANCH729 Broad StCrenshaw, MS
ROBINSONVILLE BRANCH11490 Old Highway 61 NorthRobinsonville, MS
OLIVE BRANCH BRANCH6659 Highway 305 NOlive Branch, MS
Showing 7 of 17

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date07/01/1952
Community BankYes
Ownership TypeNot Mutual
ZIP38606
State and County Number28107
Subchapter S CorporationsNo
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number08
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameN/A

Operational Info

Number of Employees208
Domestic Offices18
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance07/01/1952
Primary Insurance AgencyDIF
Websitewww.firstsecuritybk.com
Data Updated11/14/2025
CERT17120
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$954.04M
Total Deposits$807.50M
Total Liabilities$872.17M
Total Equity Capital$81.87M
Net Income$2.43M
Net Loans and Leases$554.19M
Assets Per Employee ($Millions)$4.79M
Bank Premises and Fixed Assets$21.55M
Cash and Balances due from Depository Institutions$38.15M
Deposits Held in Domestic Offices$807.50M

Key Performance Ratios

Return on Assets (ROA)1.04%
Return on Equity (ROE)12.17%
Net Interest Margin3.86%
Efficiency Ratio66.83%
Tier 1 Risk-Based Capital Ratio14.094%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.12%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets8.582%
Earning Assets to total Assets89.99%

Income and Expense

Total Interest Income$12.20M
Total Noninterest Income$2.20M
Total Interest Expense$4.00M
Total Noninterest Expense$6.95M
Net Interest Income$8.19M
Pre-tax Net Operating Income$3.17M
Provision for Credit Losses$277.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$79.00k
Other borrowed funds$38.00M
Federal Funds Sold & Reverse Repurchase Agreement$16.00M
Federal Funds Purchased and Repurchased Agreement$20.75M
All Other Liabilities$5.92M
Total Liabilities and Capital$954.04M

Securities

Securities$286.35M
Available-for-sale debt securities$182.41M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$104.02M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of First Security Bank?
$954.04M as of the latest filing.
How much are First Security Bank's total deposits?
$807.50M in total deposits.
Where is First Security Bank located?
Batesville, MS.
What is the Net Interest Margin?
3.86%.
How many domestic offices does it operate?
18.
When was it established?
07/01/1952.
What is the Return on Assets (ROA)?
1.04%.
How much are total loans and leases?
$554.19M (latest filing).
What is the total interest income (latest filing)?
$12.20M.