Wayne Bank
Honesdale, PA
IDRSSD: 59316
Total Assets
$2.41B
Latest filing
Total Deposits
$2.10B
Latest filing
Net Interest Margin
3.71%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Wayne Bank
717 Main St
Honesdale, PA 18431
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1871FDIC Certificate 450
Branches (29)
Page 1 of 5| Name | Address | City / State |
|---|---|---|
| Wayne Bank (Main) | 717 Main St | Honesdale, PA |
| WAYMART BRANCH | 228 Belmont St | Waymart, PA |
| WILLOW AVENUE BRANCH | 245 Willow Ave | Honesdale, PA |
| HAWLEY BRANCH | 63 Welwood Ave | Hawley, PA |
| STROUD MALL BRANCH | 308 Stroud Mall Rd | Stroudsburg, PA |
| WURTSBORO BRANCH | 101 Sullivan St | Wurtsboro, NY |
| LIBERTY BRANCH | 1972 Route 52 | Liberty, NY |
| ROSCOE BRANCH | 56 Stewart Ave | Roscoe, NY |
Showing 7 of 29
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1871 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 18431 |
| State and County Number | 42127 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 03 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 276 |
| Domestic Offices | 30 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | Wayne.Bank |
| Data Updated | 11/14/2025 |
| CERT | 698 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $2.41B |
| Total Deposits | $2.10B |
| Total Liabilities | $2.20B |
| Total Equity Capital | $209.86M |
| Net Income | $8.86M |
| Net Loans and Leases | $1.79B |
| Assets Per Employee ($Millions) | $8.87M |
| Bank Premises and Fixed Assets | $25.75M |
| Cash and Balances due from Depository Institutions | $74.73M |
| Deposits Held in Domestic Offices | $2.10B |
Key Performance Ratios
| Return on Assets (ROA) | 1.48% |
| Return on Equity (ROE) | 16.3% |
| Net Interest Margin | 3.71% |
| Efficiency Ratio | 54.07% |
| Tier 1 Risk-Based Capital Ratio | 10.916% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.08% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.697% |
| Earning Assets to total Assets | 91.85% |
Income and Expense
| Total Interest Income | $32.16M |
| Total Noninterest Income | $2.55M |
| Total Interest Expense | $11.73M |
| Total Noninterest Expense | $12.43M |
| Net Interest Income | $20.43M |
| Pre-tax Net Operating Income | $11.04M |
| Provision for Credit Losses | $-502,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $771.00k |
| Other borrowed funds | $72.07M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $31.10M |
| Total Liabilities and Capital | $2.41B |
Securities
| Securities | $403.99M |
| Available-for-sale debt securities | $403.99M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Wayne Bank?
$2.41B as of the latest filing.
How much are Wayne Bank's total deposits?
$2.10B in total deposits.
Where is Wayne Bank located?
Honesdale, PA.
What is the Net Interest Margin?
3.71%.
How many domestic offices does it operate?
30.
When was it established?
01/01/1871.
What is the Return on Assets (ROA)?
1.48%.
How much are total loans and leases?
$1.79B (latest filing).
What is the total interest income (latest filing)?
$32.16M.