Meridian Bank
Wayne, PA
IDRSSD: 3271799
Total Assets
$2.54B
Latest filing
Total Deposits
$2.14B
Latest filing
Net Interest Margin
4.03%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Meridian Bank
220 W. Lancaster Avenue
Wayne, PA 19087
Full Service - Brick and Mortar
Updated 11/14/2025Established 07/08/2004FDIC Certificate 424306
Branches (5)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Meridian Bank (Main) | 220 W. Lancaster Avenue | Wayne, PA |
| WEST CHESTER OFFICE BRANCH | 16 W Market St | West Chester, PA |
| MEDIA BRANCH | 100 E State St | Media, PA |
| DOYLESTOWN BRANCH | 1719a S Easton Rd | Doylestown, PA |
| BLUE BELL - CENTER SQUARE BRANCH | 1301 Skippack Pike | Blue Bell, PA |
| PHILADELPHIA BRANCH | 1760 Market St | Philadelphia, PA |
Showing 5 of 5
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 07/08/2004 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 19087 |
| State and County Number | 42045 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 03 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Philadelphia-Camden-Wilmington, PA-NJ-DE-MD |
Operational Info
| Number of Employees | 313 |
| Domestic Offices | 6 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 04/24/2023 |
| Date of Deposit Insurance | 07/08/2004 |
| Primary Insurance Agency | DIF |
| Website | www.meridianbanker.com |
| Data Updated | 11/14/2025 |
| CERT | 57777 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $2.54B |
| Total Deposits | $2.14B |
| Total Liabilities | $2.31B |
| Total Equity Capital | $236.04M |
| Net Income | $7.85M |
| Net Loans and Leases | $2.17B |
| Assets Per Employee ($Millions) | $7.94M |
| Bank Premises and Fixed Assets | $12.33M |
| Cash and Balances due from Depository Institutions | $39.99M |
| Deposits Held in Domestic Offices | $2.14B |
Key Performance Ratios
| Return on Assets (ROA) | 1.24% |
| Return on Equity (ROE) | 13.53% |
| Net Interest Margin | 4.03% |
| Efficiency Ratio | 61.85% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.45% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.288% |
| Earning Assets to total Assets | 95.38% |
Income and Expense
| Total Interest Income | $43.11M |
| Total Noninterest Income | $9.88M |
| Total Interest Expense | $18.88M |
| Total Noninterest Expense | $21.15M |
| Net Interest Income | $24.23M |
| Pre-tax Net Operating Income | $10.11M |
| Provision for Credit Losses | $2.85M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $1.30M |
| Other borrowed funds | $134.26M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $34.42M |
| Total Liabilities and Capital | $2.54B |
Securities
| Securities | $229.01M |
| Available-for-sale debt securities | $194.27M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $32.59M |
| Subordinated Debt | $616.00k |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Meridian Bank?
$2.54B as of the latest filing.
How much are Meridian Bank's total deposits?
$2.14B in total deposits.
Where is Meridian Bank located?
Wayne, PA.
What is the Net Interest Margin?
4.03%.
How many domestic offices does it operate?
6.
When was it established?
07/08/2004.
What is the Return on Assets (ROA)?
1.24%.
How much are total loans and leases?
$2.17B (latest filing).
What is the total interest income (latest filing)?
$43.11M.