Bank of Holly Springs
Holly Springs, MS
IDRSSD: 835743
Total Assets
$555.57M
Latest filing
Total Deposits
$459.63M
Latest filing
Net Interest Margin
4.44%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Bank of Holly Springs
114 S Memphis St
Holly Springs, MS 38635
Full Service - Brick and Mortar
Updated 01/30/2026Established 02/01/1869FDIC Certificate 5250
Branches (8)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Bank of Holly Springs (Main) | 114 S Memphis St | Holly Springs, MS |
| POTTS CAMP BRANCH | 6640 Church Ave | Potts Camp, MS |
| SLAYDEN BRANCH | 102 N Slayden Rd | Lamar, MS |
| ABBEVILLE BRANCH | 2 Business 7 N | Abbeville, MS |
| BARTON BRANCH | 3441 Highway 309 N | Byhalia, MS |
| VICTORIA BRANCH | Highway 78 | Victoria, MS |
| SOUTH BRANCH | 970 Highway 7 S | Holly Springs, MS |
| ASHLAND BRANCH OF BANK OF HOLLY SPRINGS | 56 S Main Street | Ashland, MS |
Showing 7 of 8
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 02/01/1869 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 38635 |
| State and County Number | 28093 |
| Subchapter S Corporations | Yes |
| Trust Powers | Trust Powers Not Granted |
| Federal Reserve ID Number | 08 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Memphis, TN-MS-AR |
Operational Info
| Number of Employees | 103 |
| Domestic Offices | 9 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.bankofhollysprings.com |
| Data Updated | 01/30/2026 |
| CERT | 8232 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $555.57M |
| Total Deposits | $459.63M |
| Total Liabilities | $475.19M |
| Total Equity Capital | $80.37M |
| Net Income | $-331,000 |
| Net Loans and Leases | $431.52M |
| Assets Per Employee ($Millions) | $5.97M |
| Bank Premises and Fixed Assets | $5.61M |
| Cash and Balances due from Depository Institutions | $42.33M |
| Deposits Held in Domestic Offices | $459.63M |
Key Performance Ratios
| Return on Assets (ROA) | -0.24% |
| Return on Equity (ROE) | -1.62% |
| Net Interest Margin | 4.44% |
| Efficiency Ratio | 56.87% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 2.15% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 14.467% |
| Earning Assets to total Assets | 92.31% |
Income and Expense
| Total Interest Income | $8.67M |
| Total Noninterest Income | $474.00k |
| Total Interest Expense | $2.92M |
| Total Noninterest Expense | $3.56M |
| Net Interest Income | $5.76M |
| Pre-tax Net Operating Income | $-331,000 |
| Provision for Credit Losses | $3.00M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $1.05M |
| Other borrowed funds | $10.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $5.56M |
| Total Liabilities and Capital | $555.57M |
Securities
| Securities | $49.86M |
| Available-for-sale debt securities | $48.66M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $1.19M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Bank of Holly Springs?
$555.57M as of the latest filing.
How much are Bank of Holly Springs's total deposits?
$459.63M in total deposits.
Where is Bank of Holly Springs located?
Holly Springs, MS.
What is the Net Interest Margin?
4.44%.
How many domestic offices does it operate?
9.
When was it established?
02/01/1869.
What is the Return on Assets (ROA)?
-0.24%.
How much are total loans and leases?
$431.52M (latest filing).
What is the total interest income (latest filing)?
$8.67M.