BNA Bank
New Albany, MS
IDRSSD: 916745
Total Assets
$854.12M
Latest filing
Total Deposits
$697.51M
Latest filing
Net Interest Margin
3.64%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
084201757NEW ALBANY, MS
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
BNA Bank
205 W Bankhead St
New Albany, MS 38652
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1896FDIC Certificate 13249
Branches (7)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| BNA Bank (Main) | 205 W Bankhead St | New Albany, MS |
| MYRTLE BRANCH | 1181 Springdale Ave | Myrtle, MS |
| EAST BRANCH | 132 Ushwy 15 | New Albany, MS |
| WEST BRANCH | 103 State Highway 30 W | New Albany, MS |
| MCCULLOUGH BRANCH | 3041 Mccullough Blvd | Belden, MS |
| BARNES CROSSING BRANCH | 2919 Tom Watson Drive | Saltillo, MS |
| TUPELO DOWNTOWN OFFICE BRANCH | 105 E Main St | Tupelo, MS |
| PONTOTOC BRANCH | 359 Old Oak Cir | Pontotoc, MS |
Showing 7 of 7
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1896 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 38652 |
| State and County Number | 28145 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 08 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 111 |
| Domestic Offices | 8 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 06/03/1965 |
| Primary Insurance Agency | DIF |
| Website | www.bnabank.com |
| Data Updated | 01/30/2026 |
| CERT | 19448 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $854.12M |
| Total Deposits | $697.51M |
| Total Liabilities | $765.59M |
| Total Equity Capital | $88.53M |
| Net Income | $2.09M |
| Net Loans and Leases | $535.03M |
| Assets Per Employee ($Millions) | $7.69M |
| Bank Premises and Fixed Assets | $16.75M |
| Cash and Balances due from Depository Institutions | $32.76M |
| Deposits Held in Domestic Offices | $697.51M |
Key Performance Ratios
| Return on Assets (ROA) | 1% |
| Return on Equity (ROE) | 9.32% |
| Net Interest Margin | 3.64% |
| Efficiency Ratio | 52.92% |
| Tier 1 Risk-Based Capital Ratio | 16.99% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.06% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.365% |
| Earning Assets to total Assets | 92.65% |
Income and Expense
| Total Interest Income | $11.17M |
| Total Noninterest Income | $1.11M |
| Total Interest Expense | $4.13M |
| Total Noninterest Expense | $4.32M |
| Net Interest Income | $7.05M |
| Pre-tax Net Operating Income | $3.72M |
| Provision for Credit Losses | $120.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $927.00k |
| Other borrowed funds | $60.01M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $8.08M |
| Total Liabilities and Capital | $854.12M |
Securities
| Securities | $235.32M |
| Available-for-sale debt securities | $132.91M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $102.41M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of BNA Bank?
$854.12M as of the latest filing.
How much are BNA Bank's total deposits?
$697.51M in total deposits.
Where is BNA Bank located?
New Albany, MS.
What is the Net Interest Margin?
3.64%.
How many domestic offices does it operate?
8.
When was it established?
01/01/1896.
What is the Return on Assets (ROA)?
1%.
How much are total loans and leases?
$535.03M (latest filing).
What is the total interest income (latest filing)?
$11.17M.