BNA Bank
New Albany, MS
IDRSSD: 916745
Total Assets
$821.47M
Latest filing
Total Deposits
$692.00M
Latest filing
Net Interest Margin
3.69%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
BNA Bank
205 W Bankhead St
New Albany, MS 38652
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1896FDIC Certificate 13249
Branches (7)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| BNA Bank (Main) | 205 W Bankhead St | New Albany, MS |
| MYRTLE BRANCH | 1181 Springdale Ave | Myrtle, MS |
| EAST BRANCH | 132 Ushwy 15 | New Albany, MS |
| WEST BRANCH | 103 State Highway 30 W | New Albany, MS |
| MCCULLOUGH BRANCH | 3041 Mccullough Blvd | Belden, MS |
| BARNES CROSSING BRANCH | 2919 Tom Watson Drive | Saltillo, MS |
| TUPELO DOWNTOWN OFFICE BRANCH | 105 E Main St | Tupelo, MS |
| PONTOTOC BRANCH | 359 Old Oak Cir | Pontotoc, MS |
Showing 7 of 7
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1896 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 38652 |
| State and County Number | 28145 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 08 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 115 |
| Domestic Offices | 7 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 06/03/1965 |
| Primary Insurance Agency | DIF |
| Website | www.bnabank.com |
| Data Updated | 11/14/2025 |
| CERT | 19448 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $821.47M |
| Total Deposits | $692.00M |
| Total Liabilities | $730.70M |
| Total Equity Capital | $90.77M |
| Net Income | $3.45M |
| Net Loans and Leases | $504.86M |
| Assets Per Employee ($Millions) | $7.4M |
| Bank Premises and Fixed Assets | $15.66M |
| Cash and Balances due from Depository Institutions | $21.67M |
| Deposits Held in Domestic Offices | $692.00M |
Key Performance Ratios
| Return on Assets (ROA) | 1.68% |
| Return on Equity (ROE) | 15.75% |
| Net Interest Margin | 3.69% |
| Efficiency Ratio | 44.04% |
| Tier 1 Risk-Based Capital Ratio | 18.421% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.04% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.05% |
| Earning Assets to total Assets | 92.33% |
Income and Expense
| Total Interest Income | $11.06M |
| Total Noninterest Income | $1.21M |
| Total Interest Expense | $4.11M |
| Total Noninterest Expense | $3.60M |
| Net Interest Income | $6.96M |
| Pre-tax Net Operating Income | $4.48M |
| Provision for Credit Losses | $90.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $1.48M |
| Other borrowed funds | $30.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $8.69M |
| Total Liabilities and Capital | $821.47M |
Securities
| Securities | $241.86M |
| Available-for-sale debt securities | $137.46M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $104.40M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of BNA Bank?
$821.47M as of the latest filing.
How much are BNA Bank's total deposits?
$692.00M in total deposits.
Where is BNA Bank located?
New Albany, MS.
What is the Net Interest Margin?
3.69%.
How many domestic offices does it operate?
7.
When was it established?
01/01/1896.
What is the Return on Assets (ROA)?
1.68%.
How much are total loans and leases?
$504.86M (latest filing).
What is the total interest income (latest filing)?
$11.06M.