The Peoples Bank, Biloxi, Mississippi
Biloxi, MS
IDRSSD: 870539
Total Assets
$757.71M
Latest filing
Total Deposits
$637.88M
Latest filing
Net Interest Margin
2.67%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
The Peoples Bank, Biloxi, Mississippi
152 Lameuse St
Biloxi, MS 39530
Full Service - Brick and Mortar
Updated 11/14/2025Established 04/13/1896FDIC Certificate 270
Branches (17)
Page 1 of 3| Name | Address | City / State |
|---|---|---|
| The Peoples Bank, Biloxi, Mississippi (Main) | 152 Lameuse St | Biloxi, MS |
| MONEY CENTER | 727 Howard Ave | Biloxi, MS |
| D'IBERVLLE BRANCH | 10491 Lemoyne Blvd | Diberville, MS |
| WEST BILOXI BRANCH | 2560 Pass Rd | Biloxi, MS |
| OCEAN SPRINGS BRANCH | 2015 Bienville Blvd | Ocean Springs, MS |
| DIAMONHEAD BRANCH | 5429 W Aloha Dr | Bay St. Louis, MS |
| SAUCIER BRANCH | 17689 2nd St | Saucier, MS |
| WIGGINS BRANCH | 1312 Magnolia Dr S | Wiggins, MS |
Showing 7 of 17
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 04/13/1896 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 39530 |
| State and County Number | 28047 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Gulfport-Biloxi, MS |
Operational Info
| Number of Employees | 134 |
| Domestic Offices | 18 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | thepeoples.com |
| Data Updated | 11/14/2025 |
| CERT | 340 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $757.71M |
| Total Deposits | $637.88M |
| Total Liabilities | $658.51M |
| Total Equity Capital | $99.20M |
| Net Income | $668.00k |
| Net Loans and Leases | $249.74M |
| Assets Per Employee ($Millions) | $5.61M |
| Bank Premises and Fixed Assets | $17.77M |
| Cash and Balances due from Depository Institutions | $41.90M |
| Deposits Held in Domestic Offices | $637.88M |
Key Performance Ratios
| Return on Assets (ROA) | 0.35% |
| Return on Equity (ROE) | 2.74% |
| Net Interest Margin | 2.67% |
| Efficiency Ratio | 87.29% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 13.092% |
| Earning Assets to total Assets | 90.51% |
Income and Expense
| Total Interest Income | $6.91M |
| Total Noninterest Income | $1.92M |
| Total Interest Expense | $2.33M |
| Total Noninterest Expense | $5.69M |
| Net Interest Income | $4.58M |
| Pre-tax Net Operating Income | $810.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $20.63M |
| Total Liabilities and Capital | $757.71M |
Securities
| Securities | $407.91M |
| Available-for-sale debt securities | $312.46M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $95.49M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Peoples Bank, Biloxi, Mississippi?
$757.71M as of the latest filing.
How much are The Peoples Bank, Biloxi, Mississippi's total deposits?
$637.88M in total deposits.
Where is The Peoples Bank, Biloxi, Mississippi located?
Biloxi, MS.
What is the Net Interest Margin?
2.67%.
How many domestic offices does it operate?
18.
When was it established?
04/13/1896.
What is the Return on Assets (ROA)?
0.35%.
How much are total loans and leases?
$249.74M (latest filing).
What is the total interest income (latest filing)?
$6.91M.