Phoenixville Federal Bank and Trust
Phoenixville, PA
IDRSSD: 824671
Total Assets
$641.21M
Latest filing
Total Deposits
$545.39M
Latest filing
Net Interest Margin
3.18%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
231374916PHOENIXVILLE, PA
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Phoenixville Federal Bank and Trust
564 Nutt Rd
Phoenixville, PA 19460
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1911FDIC Certificate 42829
Branches (6)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Phoenixville Federal Bank and Trust (Main) | 564 Nutt Rd | Phoenixville, PA |
| ROYERSFORD BRANCH | 70 N Lewis Rd | Royersford, PA |
| COLLEGEVILLE BRANCH | 74 Second Ave | Collegeville, PA |
| PIKELAND BRANCH | 533 Kimberton Road | Kimberton, PA |
| LIMERICK BRANCH | 451 W Ridge Pike | Limerick, PA |
| ADMIN/ LENDING OFFICE BRANCH | 564 Nutt Rd | Phoenixville, PA |
| PHOENIXFED.COM BRANCH | 564 Nutt Rd | Phoenixville, PA |
Showing 6 of 6
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | State chartered stock savings banks / S&L |
| Primary Regulator | FDIC |
| Established Date | 01/01/1911 |
| Community Bank | Yes |
| Ownership Type | Mutual |
| ZIP | 19460 |
| State and County Number | 42029 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 03 |
| Numeric code | 42 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Philadelphia-Camden-Wilmington, PA-NJ-DE-MD |
Operational Info
| Number of Employees | 76 |
| Domestic Offices | 7 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.phoenixfed.com |
| Data Updated | 01/30/2026 |
| CERT | 29995 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $641.21M |
| Total Deposits | $545.39M |
| Total Liabilities | $566.62M |
| Total Equity Capital | $74.59M |
| Net Income | $1.08M |
| Net Loans and Leases | $494.45M |
| Assets Per Employee ($Millions) | $8.02M |
| Bank Premises and Fixed Assets | $12.25M |
| Cash and Balances due from Depository Institutions | $42.70M |
| Deposits Held in Domestic Offices | $545.39M |
Key Performance Ratios
| Return on Assets (ROA) | 0.68% |
| Return on Equity (ROE) | 5.86% |
| Net Interest Margin | 3.18% |
| Efficiency Ratio | 74.3% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.05% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.633% |
| Earning Assets to total Assets | 93.69% |
Income and Expense
| Total Interest Income | $7.01M |
| Total Noninterest Income | $1.04M |
| Total Interest Expense | $2.27M |
| Total Noninterest Expense | $4.30M |
| Net Interest Income | $4.75M |
| Pre-tax Net Operating Income | $1.40M |
| Provision for Credit Losses | $84.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $18.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $3.22M |
| Total Liabilities and Capital | $641.21M |
Securities
| Securities | $65.80M |
| Available-for-sale debt securities | $53.58M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $12.21M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Phoenixville Federal Bank and Trust?
$641.21M as of the latest filing.
How much are Phoenixville Federal Bank and Trust's total deposits?
$545.39M in total deposits.
Where is Phoenixville Federal Bank and Trust located?
Phoenixville, PA.
What is the Net Interest Margin?
3.18%.
How many domestic offices does it operate?
7.
When was it established?
01/01/1911.
What is the Return on Assets (ROA)?
0.68%.
How much are total loans and leases?
$494.45M (latest filing).
What is the total interest income (latest filing)?
$7.01M.