The Peoples Bank

Brownstown, IN
IDRSSD: 7045
Total Assets
$324.28M
Latest filing
Total Deposits
$301.03M
Latest filing
Net Interest Margin
3.35%
Profitability

Locations

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Main Office
The Peoples Bank
100 N Main St
Brownstown, IN 47220
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1934FDIC Certificate 3941

Branches (3)

Page 1 of 1
NameAddressCity / State
The Peoples Bank (Main)100 N Main StBrownstown, IN
CROTHERSVILLE BRANCH300 N Armstrong StCrothersville, IN
SEYMOUR WESTSIDE BRANCH302 S Airport RdSeymour, IN
EAST TIPTON STREET BRANCH1425 E Tipton StSeymour, IN
Showing 3 of 3

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/01/1934
Community BankYes
Ownership TypeNot Mutual
ZIP47220
State and County Number18071
Subchapter S CorporationsNo
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number08
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameSeymour, IN

Operational Info

Number of Employees45
Domestic Offices4
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitehttp://www.banktpb.com
Data Updated11/14/2025
CERT5779
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$324.28M
Total Deposits$301.03M
Total Liabilities$302.11M
Total Equity Capital$22.17M
Net Income$942.00k
Net Loans and Leases$130.18M
Assets Per Employee ($Millions)$6.9M
Bank Premises and Fixed Assets$1.61M
Cash and Balances due from Depository Institutions$0
Deposits Held in Domestic Offices$301.03M

Key Performance Ratios

Return on Assets (ROA)1.16%
Return on Equity (ROE)18.75%
Net Interest Margin3.35%
Efficiency Ratio58.85%
Tier 1 Risk-Based Capital Ratio20.019%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.05%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets6.836%
Earning Assets to total Assets95.14%

Income and Expense

Total Interest Income$3.17M
Total Noninterest Income$339.00k
Total Interest Expense$600.00k
Total Noninterest Expense$1.72M
Net Interest Income$2.58M
Pre-tax Net Operating Income$1.16M
Provision for Credit Losses$37.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$1.08M
Total Liabilities and Capital$324.28M

Securities

Securities$146.36M
Available-for-sale debt securities$146.10M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$255.00k
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of The Peoples Bank?
$324.28M as of the latest filing.
How much are The Peoples Bank's total deposits?
$301.03M in total deposits.
Where is The Peoples Bank located?
Brownstown, IN.
What is the Net Interest Margin?
3.35%.
How many domestic offices does it operate?
4.
When was it established?
01/01/1934.
What is the Return on Assets (ROA)?
1.16%.
How much are total loans and leases?
$130.18M (latest filing).
What is the total interest income (latest filing)?
$3.17M.