Bedford Federal Savings Bank
Bedford, IN
IDRSSD: 946274
Total Assets
$285.64M
Latest filing
Total Deposits
$246.65M
Latest filing
Net Interest Margin
4.04%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
283971600BEDFORD, IN
Key People
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Locations
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Main Office
Bedford Federal Savings Bank
1030 15th St
Bedford, IN 47421
Full Service - Brick and Mortar
Updated 01/30/2026Established 07/01/1934FDIC Certificate 41858
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Bedford Federal Savings Bank (Main) | 1030 15th St | Bedford, IN |
| JOHN WILLIAMS BOULEVARD BRANCH | 2955 John Williams Blvd | Bedford, IN |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | State chartered stock savings banks / S&L |
| Primary Regulator | FDIC |
| Established Date | 07/01/1934 |
| Community Bank | Yes |
| Ownership Type | Mutual |
| ZIP | 47421 |
| State and County Number | 18093 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 42 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Bedford, IN |
Operational Info
| Number of Employees | 30 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.bedfed.com |
| Data Updated | 01/30/2026 |
| CERT | 29024 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $285.64M |
| Total Deposits | $246.65M |
| Total Liabilities | $258.00M |
| Total Equity Capital | $27.64M |
| Net Income | $973.00k |
| Net Loans and Leases | $229.00M |
| Assets Per Employee ($Millions) | $9.21M |
| Bank Premises and Fixed Assets | $4.52M |
| Cash and Balances due from Depository Institutions | $32.02M |
| Deposits Held in Domestic Offices | $246.65M |
Key Performance Ratios
| Return on Assets (ROA) | 1.37% |
| Return on Equity (ROE) | 14.35% |
| Net Interest Margin | 4.04% |
| Efficiency Ratio | 59.87% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.06% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.677% |
| Earning Assets to total Assets | 93.21% |
Income and Expense
| Total Interest Income | $4.28M |
| Total Noninterest Income | $525.00k |
| Total Interest Expense | $1.62M |
| Total Noninterest Expense | $1.91M |
| Net Interest Income | $2.66M |
| Pre-tax Net Operating Income | $1.23M |
| Provision for Credit Losses | $45.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $10.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.36M |
| Total Liabilities and Capital | $285.64M |
Securities
| Securities | $6.15M |
| Available-for-sale debt securities | $6.15M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Bedford Federal Savings Bank?
$285.64M as of the latest filing.
How much are Bedford Federal Savings Bank's total deposits?
$246.65M in total deposits.
Where is Bedford Federal Savings Bank located?
Bedford, IN.
What is the Net Interest Margin?
4.04%.
How many domestic offices does it operate?
2.
When was it established?
07/01/1934.
What is the Return on Assets (ROA)?
1.37%.
How much are total loans and leases?
$229.00M (latest filing).
What is the total interest income (latest filing)?
$4.28M.