Tri-County Bank & Trust Company
Roachdale, IN
IDRSSD: 914545
Total Assets
$295.69M
Latest filing
Total Deposits
$241.31M
Latest filing
Net Interest Margin
2.80%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Tri-County Bank & Trust Company
18 E Washington St
Roachdale, IN 46172
Full Service - Brick and Mortar
Updated 01/30/2026Established 10/07/1892FDIC Certificate 165
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Tri-County Bank & Trust Company (Main) | 18 E Washington St | Roachdale, IN |
| BAINBRIDGE BRANCH | 203 E Us Highway 36 | Bainbridge, IN |
| RUSSELLVILLE BRANCH | 220 S Harrison St | Russellville, IN |
| SOUTH BOULEVARD BRANCH | 101 E South Blvd | Crawfordsville, IN |
| MAIN STREET CRAWFORDSVILLE BRANCH | 224 E Main St | Crawfordsville, IN |
Showing 4 of 4
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 10/07/1892 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 46172 |
| State and County Number | 18133 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Indianapolis-Carmel-Anderson, IN |
Operational Info
| Number of Employees | 40 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 11/24/1933 |
| Primary Insurance Agency | DIF |
| Website | tcbnow.bank |
| Data Updated | 01/30/2026 |
| CERT | 210 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $295.69M |
| Total Deposits | $241.31M |
| Total Liabilities | $272.00M |
| Total Equity Capital | $23.70M |
| Net Income | $385.00k |
| Net Loans and Leases | $201.59M |
| Assets Per Employee ($Millions) | $7.39M |
| Bank Premises and Fixed Assets | $1.82M |
| Cash and Balances due from Depository Institutions | $6.78M |
| Deposits Held in Domestic Offices | $241.31M |
Key Performance Ratios
| Return on Assets (ROA) | 0.53% |
| Return on Equity (ROE) | 6.54% |
| Net Interest Margin | 2.8% |
| Efficiency Ratio | 80.41% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.06% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.013% |
| Earning Assets to total Assets | 94.52% |
Income and Expense
| Total Interest Income | $3.49M |
| Total Noninterest Income | $246.00k |
| Total Interest Expense | $1.55M |
| Total Noninterest Expense | $1.76M |
| Net Interest Income | $1.94M |
| Pre-tax Net Operating Income | $471.00k |
| Provision for Credit Losses | $-43,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $30.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $21.75M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $683.00k |
| Total Liabilities and Capital | $295.69M |
Securities
| Securities | $52.16M |
| Available-for-sale debt securities | $51.94M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $215.00k |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Tri-County Bank & Trust Company?
$295.69M as of the latest filing.
How much are Tri-County Bank & Trust Company's total deposits?
$241.31M in total deposits.
Where is Tri-County Bank & Trust Company located?
Roachdale, IN.
What is the Net Interest Margin?
2.80%.
How many domestic offices does it operate?
5.
When was it established?
10/07/1892.
What is the Return on Assets (ROA)?
0.53%.
How much are total loans and leases?
$201.59M (latest filing).
What is the total interest income (latest filing)?
$3.49M.