1st Advantage Bank
Saint Peters, MO
IDRSSD: 3317192
Total Assets
$208.79M
Latest filing
Total Deposits
$178.52M
Latest filing
Net Interest Margin
3.74%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
1st Advantage Bank
240 Salt Lick Rd
Saint Peters, MO 63376
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/31/2005FDIC Certificate 429739
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| 1st Advantage Bank (Main) | 240 Salt Lick Rd | Saint Peters, MO | ||
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/31/2005 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 63376 |
| State and County Number | 29183 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | St. Louis, MO-IL |
Operational Info
| Number of Employees | 24 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/31/2005 |
| Primary Insurance Agency | DIF |
| Website | www.1stadvantagebank.com |
| Data Updated | 11/14/2025 |
| CERT | 57899 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $208.79M |
| Total Deposits | $178.52M |
| Total Liabilities | $189.96M |
| Total Equity Capital | $18.83M |
| Net Income | $379.00k |
| Net Loans and Leases | $170.53M |
| Assets Per Employee ($Millions) | $8.7M |
| Bank Premises and Fixed Assets | $3.48M |
| Cash and Balances due from Depository Institutions | $32.16M |
| Deposits Held in Domestic Offices | $178.52M |
Key Performance Ratios
| Return on Assets (ROA) | 0.74% |
| Return on Equity (ROE) | 8.13% |
| Net Interest Margin | 3.74% |
| Efficiency Ratio | 63.17% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.41% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.02% |
| Earning Assets to total Assets | 96.11% |
Income and Expense
| Total Interest Income | $3.06M |
| Total Noninterest Income | $84.00k |
| Total Interest Expense | $1.23M |
| Total Noninterest Expense | $1.21M |
| Net Interest Income | $1.83M |
| Pre-tax Net Operating Income | $497.00k |
| Provision for Credit Losses | $208.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $10.50M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $945.00k |
| Total Liabilities and Capital | $208.79M |
Securities
| Securities | $808.00k |
| Available-for-sale debt securities | $808.00k |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of 1st Advantage Bank?
$208.79M as of the latest filing.
How much are 1st Advantage Bank's total deposits?
$178.52M in total deposits.
Where is 1st Advantage Bank located?
Saint Peters, MO.
What is the Net Interest Margin?
3.74%.
How many domestic offices does it operate?
1.
When was it established?
01/31/2005.
What is the Return on Assets (ROA)?
0.74%.
How much are total loans and leases?
$170.53M (latest filing).
What is the total interest income (latest filing)?
$3.06M.