Municipal Trust and Savings Bank
Bourbonnais, IL
IDRSSD: 460332
Total Assets
$348.18M
Latest filing
Total Deposits
$274.72M
Latest filing
Net Interest Margin
4.83%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Municipal Trust and Savings Bank
720 Main St Nw
Bourbonnais, IL 60914
Full Service - Brick and Mortar
Updated 11/14/2025Established 10/02/1981FDIC Certificate 16490
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Municipal Trust and Savings Bank (Main) | 720 Main St Nw | Bourbonnais, IL |
| MOMENCE BRANCH | 228 N Dixie Hwy | Momence, IL |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 10/02/1981 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 60914 |
| State and County Number | 17091 |
| Subchapter S Corporations | Yes |
| Trust Powers | Limited Trust Powers Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Kankakee, IL |
Operational Info
| Number of Employees | 51 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 10/02/1981 |
| Primary Insurance Agency | DIF |
| Website | WWW.MUNICIPALBANK.COM |
| Data Updated | 11/14/2025 |
| CERT | 23546 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $348.18M |
| Total Deposits | $274.72M |
| Total Liabilities | $289.24M |
| Total Equity Capital | $58.94M |
| Net Income | $2.68M |
| Net Loans and Leases | $255.17M |
| Assets Per Employee ($Millions) | $7.11M |
| Bank Premises and Fixed Assets | $5.06M |
| Cash and Balances due from Depository Institutions | $24.70M |
| Deposits Held in Domestic Offices | $274.72M |
Key Performance Ratios
| Return on Assets (ROA) | 3.05% |
| Return on Equity (ROE) | 18.6% |
| Net Interest Margin | 4.83% |
| Efficiency Ratio | 35.17% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 16.927% |
| Earning Assets to total Assets | 96.53% |
Income and Expense
| Total Interest Income | $5.14M |
| Total Noninterest Income | $300.00k |
| Total Interest Expense | $1.05M |
| Total Noninterest Expense | $1.54M |
| Net Interest Income | $4.08M |
| Pre-tax Net Operating Income | $2.84M |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $1.89M |
| Federal Funds Purchased and Repurchased Agreement | $13.78M |
| All Other Liabilities | $737.00k |
| Total Liabilities and Capital | $348.18M |
Securities
| Securities | $58.62M |
| Available-for-sale debt securities | $0 |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $58.67M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Municipal Trust and Savings Bank?
$348.18M as of the latest filing.
How much are Municipal Trust and Savings Bank's total deposits?
$274.72M in total deposits.
Where is Municipal Trust and Savings Bank located?
Bourbonnais, IL.
What is the Net Interest Margin?
4.83%.
How many domestic offices does it operate?
2.
When was it established?
10/02/1981.
What is the Return on Assets (ROA)?
3.05%.
How much are total loans and leases?
$255.17M (latest filing).
What is the total interest income (latest filing)?
$5.14M.