Municipal Trust and Savings Bank
Bourbonnais, IL
IDRSSD: 460332
Total Assets
$355.04M
Latest filing
Total Deposits
$282.00M
Latest filing
Net Interest Margin
4.94%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Municipal Trust and Savings Bank
720 Main St Nw
Bourbonnais, IL 60914
Full Service - Brick and Mortar
Updated 01/30/2026Established 10/02/1981FDIC Certificate 16490
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Municipal Trust and Savings Bank (Main) | 720 Main St Nw | Bourbonnais, IL |
| MOMENCE BRANCH | 228 N Dixie Hwy | Momence, IL |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 10/02/1981 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 60914 |
| State and County Number | 17091 |
| Subchapter S Corporations | Yes |
| Trust Powers | Limited Trust Powers Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Kankakee, IL |
Operational Info
| Number of Employees | 49 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 10/02/1981 |
| Primary Insurance Agency | DIF |
| Website | WWW.MUNICIPALBANK.COM |
| Data Updated | 01/30/2026 |
| CERT | 23546 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $355.04M |
| Total Deposits | $282.00M |
| Total Liabilities | $301.92M |
| Total Equity Capital | $53.12M |
| Net Income | $2.18M |
| Net Loans and Leases | $256.54M |
| Assets Per Employee ($Millions) | $7.25M |
| Bank Premises and Fixed Assets | $5.01M |
| Cash and Balances due from Depository Institutions | $34.19M |
| Deposits Held in Domestic Offices | $282.00M |
Key Performance Ratios
| Return on Assets (ROA) | 2.48% |
| Return on Equity (ROE) | 15.56% |
| Net Interest Margin | 4.94% |
| Efficiency Ratio | 47.51% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 14.962% |
| Earning Assets to total Assets | 96.36% |
Income and Expense
| Total Interest Income | $5.28M |
| Total Noninterest Income | $282.00k |
| Total Interest Expense | $1.09M |
| Total Noninterest Expense | $2.12M |
| Net Interest Income | $4.18M |
| Pre-tax Net Operating Income | $2.34M |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $18.74M |
| All Other Liabilities | $1.18M |
| Total Liabilities and Capital | $355.04M |
Securities
| Securities | $56.84M |
| Available-for-sale debt securities | $0 |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $56.89M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Municipal Trust and Savings Bank?
$355.04M as of the latest filing.
How much are Municipal Trust and Savings Bank's total deposits?
$282.00M in total deposits.
Where is Municipal Trust and Savings Bank located?
Bourbonnais, IL.
What is the Net Interest Margin?
4.94%.
How many domestic offices does it operate?
2.
When was it established?
10/02/1981.
What is the Return on Assets (ROA)?
2.48%.
How much are total loans and leases?
$256.54M (latest filing).
What is the total interest income (latest filing)?
$5.28M.