Farmers State Bank of Alto Pass, Ill.
Alto Pass, IL
IDRSSD: 856346
Total Assets
$355.01M
Latest filing
Total Deposits
$321.90M
Latest filing
Net Interest Margin
6.31%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Farmers State Bank of Alto Pass, Ill.
55 N Elm St
Alto Pass, IL 62905
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1910FDIC Certificate 7213
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Farmers State Bank of Alto Pass, Ill. (Main) | 55 N Elm St | Alto Pass, IL |
| COMMERCIAL STREET BRANCH | 555 S Commercial St | Harrisburg, IL |
| MARION BRANCH | 1106 W Deyoung St | Marion, IL |
| MARION IL BRANCH #2 | 2806 Outer Dr | Marion, IL |
| HERRIN BRANCH | 1720 S Park Ave | Herrin, IL |
Showing 4 of 4
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1910 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 62905 |
| State and County Number | 17181 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 71 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | http://www.myfsb.com |
| Data Updated | 01/30/2026 |
| CERT | 11299 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $355.01M |
| Total Deposits | $321.90M |
| Total Liabilities | $322.80M |
| Total Equity Capital | $32.22M |
| Net Income | $2.02M |
| Net Loans and Leases | $297.69M |
| Assets Per Employee ($Millions) | $5.07M |
| Bank Premises and Fixed Assets | $11.22M |
| Cash and Balances due from Depository Institutions | $8.65M |
| Deposits Held in Domestic Offices | $321.90M |
Key Performance Ratios
| Return on Assets (ROA) | 2.33% |
| Return on Equity (ROE) | 25.96% |
| Net Interest Margin | 6.31% |
| Efficiency Ratio | 63.97% |
| Tier 1 Risk-Based Capital Ratio | 11.811% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.59% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.075% |
| Earning Assets to total Assets | 92.89% |
Income and Expense
| Total Interest Income | $6.20M |
| Total Noninterest Income | $913.00k |
| Total Interest Expense | $1.15M |
| Total Noninterest Expense | $3.82M |
| Net Interest Income | $5.05M |
| Pre-tax Net Operating Income | $2.66M |
| Provision for Credit Losses | $-510,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $8.47M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $894.00k |
| Total Liabilities and Capital | $355.01M |
Securities
| Securities | $22.22M |
| Available-for-sale debt securities | $3.57M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $18.65M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Farmers State Bank of Alto Pass, Ill.?
$355.01M as of the latest filing.
How much are Farmers State Bank of Alto Pass, Ill.'s total deposits?
$321.90M in total deposits.
Where is Farmers State Bank of Alto Pass, Ill. located?
Alto Pass, IL.
What is the Net Interest Margin?
6.31%.
How many domestic offices does it operate?
5.
When was it established?
01/01/1910.
What is the Return on Assets (ROA)?
2.33%.
How much are total loans and leases?
$297.69M (latest filing).
What is the total interest income (latest filing)?
$6.20M.