Peoples Bank and Trust Company
Mcpherson, KS
IDRSSD: 153353
Total Assets
$1.57B
Latest filing
Total Deposits
$1.31B
Latest filing
Net Interest Margin
3.75%
Profitability
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 11/01/1898 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 67460 |
| State and County Number | 20113 |
| Subchapter S Corporations | No |
| Trust Powers | Trust Powers Grandfathered |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | McPherson, KS |
Operational Info
| Number of Employees | 236 |
| Domestic Offices | 21 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 04/04/2025 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | http://www.peoples.bank |
| Data Updated | 11/14/2025 |
| CERT | 1365 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.57B |
| Total Deposits | $1.31B |
| Total Liabilities | $1.43B |
| Total Equity Capital | $138.05M |
| Net Income | $5.31M |
| Net Loans and Leases | $1.04B |
| Assets Per Employee ($Millions) | $6.57M |
| Bank Premises and Fixed Assets | $20.73M |
| Cash and Balances due from Depository Institutions | $68.69M |
| Deposits Held in Domestic Offices | $1.31B |
Key Performance Ratios
| Return on Assets (ROA) | 1.37% |
| Return on Equity (ROE) | 16.09% |
| Net Interest Margin | 3.75% |
| Efficiency Ratio | 55.66% |
| Tier 1 Risk-Based Capital Ratio | 10.341% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.18% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.788% |
| Earning Assets to total Assets | 90.81% |
Income and Expense
| Total Interest Income | $21.46M |
| Total Noninterest Income | $4.58M |
| Total Interest Expense | $8.29M |
| Total Noninterest Expense | $10.38M |
| Net Interest Income | $13.18M |
| Pre-tax Net Operating Income | $6.70M |
| Provision for Credit Losses | $679.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $91.75M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $12.14M |
| All Other Liabilities | $16.95M |
| Total Liabilities and Capital | $1.57B |
Securities
| Securities | $333.80M |
| Available-for-sale debt securities | $333.80M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Peoples Bank and Trust Company?
$1.57B as of the latest filing.
How much are Peoples Bank and Trust Company's total deposits?
$1.31B in total deposits.
Where is Peoples Bank and Trust Company located?
Mcpherson, KS.
What is the Net Interest Margin?
3.75%.
How many domestic offices does it operate?
21.
When was it established?
11/01/1898.
What is the Return on Assets (ROA)?
1.37%.
How much are total loans and leases?
$1.04B (latest filing).
What is the total interest income (latest filing)?
$21.46M.