The Farmers State Bank
Mcpherson, KS
IDRSSD: 801056
Total Assets
$169.81M
Latest filing
Total Deposits
$151.98M
Latest filing
Net Interest Margin
3.62%
Profitability
Key People
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Locations
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Main Office
The Farmers State Bank
2074 E Kansas Ave
Mcpherson, KS 67460
Full Service - Brick and Mortar
Updated 01/30/2026Established 10/09/1909FDIC Certificate 8680
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The Farmers State Bank (Main) | 2074 E Kansas Ave | Mcpherson, KS |
| GALVA BRANCH | 209 N Main St | Galva, KS |
| LINDSBORG BRANCH | 447 N Harrison St | Lindsborg, KS |
| MCPHERSON NORTH BRANCH | 1603 N Main St | Mcpherson, KS |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 10/09/1909 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 67460 |
| State and County Number | 20113 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | McPherson, KS |
Operational Info
| Number of Employees | 22 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 02/12/1934 |
| Primary Insurance Agency | DIF |
| Website | www.fsb-online.com |
| Data Updated | 01/30/2026 |
| CERT | 13883 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $169.81M |
| Total Deposits | $151.98M |
| Total Liabilities | $157.57M |
| Total Equity Capital | $12.24M |
| Net Income | $456.00k |
| Net Loans and Leases | $85.78M |
| Assets Per Employee ($Millions) | $7.72M |
| Bank Premises and Fixed Assets | $2.97M |
| Cash and Balances due from Depository Institutions | $6.92M |
| Deposits Held in Domestic Offices | $151.98M |
Key Performance Ratios
| Return on Assets (ROA) | 1.09% |
| Return on Equity (ROE) | 15.36% |
| Net Interest Margin | 3.62% |
| Efficiency Ratio | 64.79% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.11% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.21% |
| Earning Assets to total Assets | 94.45% |
Income and Expense
| Total Interest Income | $2.13M |
| Total Noninterest Income | $175.00k |
| Total Interest Expense | $703.00k |
| Total Noninterest Expense | $1.04M |
| Net Interest Income | $1.43M |
| Pre-tax Net Operating Income | $421.00k |
| Provision for Credit Losses | $45.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $4.70M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $888.00k |
| Total Liabilities and Capital | $169.81M |
Securities
| Securities | $68.68M |
| Available-for-sale debt securities | $68.68M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Farmers State Bank?
$169.81M as of the latest filing.
How much are The Farmers State Bank's total deposits?
$151.98M in total deposits.
Where is The Farmers State Bank located?
Mcpherson, KS.
What is the Net Interest Margin?
3.62%.
How many domestic offices does it operate?
4.
When was it established?
10/09/1909.
What is the Return on Assets (ROA)?
1.09%.
How much are total loans and leases?
$85.78M (latest filing).
What is the total interest income (latest filing)?
$2.13M.