Pathward, National Association
Sioux Falls, SD
IDRSSD: 435077
Total Assets
$7.17B
Latest filing
Total Deposits
$5.89B
Latest filing
Net Interest Margin
8.21%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Pathward, National Association
5501 S Broadband Ln
Sioux Falls, SD 57108
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1954FDIC Certificate 43610
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Pathward, National Association (Main) | 5501 S Broadband Ln | Sioux Falls, SD | ||
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 01/01/1954 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 57108 |
| State and County Number | 46083 |
| Subchapter S Corporations | No |
| Trust Powers | Trust Powers Not Granted |
| Federal Reserve ID Number | 09 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Sioux Falls, SD |
Operational Info
| Number of Employees | 1,178 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 11/05/2025 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | http://www.pathward.com |
| Data Updated | 11/14/2025 |
| CERT | 30776 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $7.17B |
| Total Deposits | $5.89B |
| Total Liabilities | $6.28B |
| Total Equity Capital | $885.35M |
| Net Income | $38.98M |
| Net Loans and Leases | $4.79B |
| Assets Per Employee ($Millions) | $6.08M |
| Bank Premises and Fixed Assets | $63.38M |
| Cash and Balances due from Depository Institutions | $120.60M |
| Deposits Held in Domestic Offices | $5.89B |
Key Performance Ratios
| Return on Assets (ROA) | 2.15% |
| Return on Equity (ROE) | 17.87% |
| Net Interest Margin | 8.21% |
| Efficiency Ratio | 75.96% |
| Tier 1 Risk-Based Capital Ratio | 13.225% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.36% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.361% |
| Earning Assets to total Assets | 87.04% |
Income and Expense
| Total Interest Income | $129.60M |
| Total Noninterest Income | $60.33M |
| Total Interest Expense | $855.00k |
| Total Noninterest Expense | $144.38M |
| Net Interest Income | $128.74M |
| Pre-tax Net Operating Income | $51.13M |
| Provision for Credit Losses | $-6,431,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $9.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $384.51M |
| Total Liabilities and Capital | $7.17B |
Securities
| Securities | $1.36B |
| Available-for-sale debt securities | $1.33B |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $29.31M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Pathward, National Association?
$7.17B as of the latest filing.
How much are Pathward, National Association's total deposits?
$5.89B in total deposits.
Where is Pathward, National Association located?
Sioux Falls, SD.
What is the Net Interest Margin?
8.21%.
How many domestic offices does it operate?
1.
When was it established?
01/01/1954.
What is the Return on Assets (ROA)?
2.15%.
How much are total loans and leases?
$4.79B (latest filing).
What is the total interest income (latest filing)?
$129.60M.