The Bancorp Bank, National Association
Sioux Falls, SD
IDRSSD: 2858960
Total Assets
$9.35B
Latest filing
Total Deposits
$8.18B
Latest filing
Net Interest Margin
5.85%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
031101114SIOUX FALLS, SD
Key People
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Locations
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Main Office
The Bancorp Bank, National Association
345 N Reid Pl
Sioux Falls, SD 57103
Full Service - Brick and Mortar
Updated 01/30/2026Established 07/28/2000FDIC Certificate 80043
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| The Bancorp Bank, National Association (Main) | 345 N Reid Pl | Sioux Falls, SD | ||
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 07/28/2000 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 57103 |
| State and County Number | 46099 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 09 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Sioux Falls, SD |
Operational Info
| Number of Employees | 762 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 07/28/2000 |
| Primary Insurance Agency | DIF |
| Website | www.thebancorp.com |
| Data Updated | 01/30/2026 |
| CERT | 35444 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $9.35B |
| Total Deposits | $8.18B |
| Total Liabilities | $8.48B |
| Total Equity Capital | $870.02M |
| Net Income | $59.15M |
| Net Loans and Leases | $7.19B |
| Assets Per Employee ($Millions) | $12.72M |
| Bank Premises and Fixed Assets | $48.67M |
| Cash and Balances due from Depository Institutions | $112.65M |
| Deposits Held in Domestic Offices | $8.18B |
Key Performance Ratios
| Return on Assets (ROA) | 2.64% |
| Return on Equity (ROE) | 27.13% |
| Net Interest Margin | 5.85% |
| Efficiency Ratio | 39.06% |
| Tier 1 Risk-Based Capital Ratio | 14.026% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 1.85% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.306% |
| Earning Assets to total Assets | 95.91% |
Income and Expense
| Total Interest Income | $131.83M |
| Total Noninterest Income | $80.69M |
| Total Interest Expense | $6.18M |
| Total Noninterest Expense | $80.70M |
| Net Interest Income | $125.66M |
| Pre-tax Net Operating Income | $84.22M |
| Provision for Credit Losses | $41.43M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $60.70M |
| Other borrowed funds | $212.71M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $90.21M |
| Total Liabilities and Capital | $9.35B |
Securities
| Securities | $1.67B |
| Available-for-sale debt securities | $1.67B |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Bancorp Bank, National Association?
$9.35B as of the latest filing.
How much are The Bancorp Bank, National Association's total deposits?
$8.18B in total deposits.
Where is The Bancorp Bank, National Association located?
Sioux Falls, SD.
What is the Net Interest Margin?
5.85%.
How many domestic offices does it operate?
1.
When was it established?
07/28/2000.
What is the Return on Assets (ROA)?
2.64%.
How much are total loans and leases?
$7.19B (latest filing).
What is the total interest income (latest filing)?
$131.83M.