Oriental Bank
San Juan, PR
IDRSSD: 245276
Total Assets
$12.38B
Latest filing
Total Deposits
$10.27B
Latest filing
Net Interest Margin
5.33%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
3 routesView all→
021606056SAN JUAN, PR021606069SAN JUAN, PR221571415SAN JUAN, PR
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Oriental Bank
254 Munoz Rivera
San Juan, PR 00918
Full Service - Brick and Mortar
Updated 01/30/2026Established 03/25/1965FDIC Certificate 44303
Branches (44)
Page 1 of 7| Name | Address | City / State |
|---|---|---|
| Oriental Bank (Main) | 254 Munoz Rivera | San Juan, PR |
| HATO REY | 400 Ave Ponce De Leon | San Juan, PR |
| HATO REY-PINERO BRANCH | 290 Jesus T. Pinero Avenue | San Juan, PR |
| LAS AMERICAS AVE., ROAD #2 | #2 Road | Ponce, PR |
| BAYAMON I | Road 167, Km 0.3 | Bayamon, PR |
| SANTA MARIA | Alejandrino Plaza, Road 838 | Guaynabo, PR |
| SAN PATRICIO BRANCH | San Patricio Plaza, Ave Gonzalez Giusti | Guaynabo, PR |
| LOS PASEOS | Las Vistas Shopping Village | Rio Piedras, PR |
Showing 7 of 44
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 03/25/1965 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 00918 |
| State and County Number | 72127 |
| Subchapter S Corporations | No |
| Trust Powers | Limited Trust Powers Granted |
| Federal Reserve ID Number | 02 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | San Juan-Bayamon-Caguas, PR |
Operational Info
| Number of Employees | 2,186 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 45 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | http://www.orientalbank.com |
| Data Updated | 01/30/2026 |
| CERT | 31469 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $12.38B |
| Total Deposits | $10.27B |
| Total Liabilities | $11.05B |
| Total Equity Capital | $1.33B |
| Net Income | $48.77M |
| Net Loans and Leases | $8.01B |
| Assets Per Employee ($Millions) | $5.74M |
| Bank Premises and Fixed Assets | $106.47M |
| Cash and Balances due from Depository Institutions | $981.76M |
| Deposits Held in Domestic Offices | $10.27B |
Key Performance Ratios
| Return on Assets (ROA) | 1.59% |
| Return on Equity (ROE) | 14.82% |
| Net Interest Margin | 5.33% |
| Efficiency Ratio | 57.2% |
| Tier 1 Risk-Based Capital Ratio | 13.436% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 1.04% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.753% |
| Earning Assets to total Assets | 94.72% |
Income and Expense
| Total Interest Income | $197.75M |
| Total Noninterest Income | $21.51M |
| Total Interest Expense | $43.53M |
| Total Noninterest Expense | $101.75M |
| Net Interest Income | $154.22M |
| Pre-tax Net Operating Income | $42.07M |
| Provision for Credit Losses | $31.91M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $2.49M |
| Other borrowed funds | $511.50M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $100.00M |
| All Other Liabilities | $176.51M |
| Total Liabilities and Capital | $12.38B |
Securities
| Securities | $2.78B |
| Available-for-sale debt securities | $2.51B |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $269.50M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Oriental Bank?
$12.38B as of the latest filing.
How much are Oriental Bank's total deposits?
$10.27B in total deposits.
Where is Oriental Bank located?
San Juan, PR.
What is the Net Interest Margin?
5.33%.
How many domestic offices does it operate?
1.
When was it established?
03/25/1965.
What is the Return on Assets (ROA)?
1.59%.
How much are total loans and leases?
$8.01B (latest filing).
What is the total interest income (latest filing)?
$197.75M.