Oriental Bank
San Juan, PR
IDRSSD: 245276
Total Assets
$12.13B
Latest filing
Total Deposits
$10.02B
Latest filing
Net Interest Margin
5.45%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Oriental Bank
254 Munoz Rivera
San Juan, PR 00918
Full Service - Brick and Mortar
Updated 11/14/2025Established 03/25/1965FDIC Certificate 44303
Branches (44)
Page 1 of 7| Name | Address | City / State |
|---|---|---|
| Oriental Bank (Main) | 254 Munoz Rivera | San Juan, PR |
| HATO REY | 400 Ave Ponce De Leon | San Juan, PR |
| HATO REY-PINERO BRANCH | 290 Jesus T. Pinero Avenue | San Juan, PR |
| LAS AMERICAS AVE., ROAD #2 | #2 Road | Ponce, PR |
| BAYAMON I | Road 167, Km 0.3 | Bayamon, PR |
| SANTA MARIA | Alejandrino Plaza, Road 838 | Guaynabo, PR |
| SAN PATRICIO BRANCH | San Patricio Plaza, Ave Gonzalez Giusti | Guaynabo, PR |
| LOS PASEOS | Las Vistas Shopping Village | Rio Piedras, PR |
Showing 7 of 44
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 03/25/1965 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 00918 |
| State and County Number | 72127 |
| Subchapter S Corporations | No |
| Trust Powers | Limited Trust Powers Granted |
| Federal Reserve ID Number | 02 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | San Juan-Bayamon-Caguas, PR |
Operational Info
| Number of Employees | 2,189 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 45 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | http://www.orientalbank.com |
| Data Updated | 11/14/2025 |
| CERT | 31469 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $12.13B |
| Total Deposits | $10.02B |
| Total Liabilities | $10.83B |
| Total Equity Capital | $1.30B |
| Net Income | $47.79M |
| Net Loans and Leases | $7.94B |
| Assets Per Employee ($Millions) | $5.55M |
| Bank Premises and Fixed Assets | $110.11M |
| Cash and Balances due from Depository Institutions | $659.23M |
| Deposits Held in Domestic Offices | $10.02B |
Key Performance Ratios
| Return on Assets (ROA) | 1.58% |
| Return on Equity (ROE) | 15.1% |
| Net Interest Margin | 5.45% |
| Efficiency Ratio | 51.91% |
| Tier 1 Risk-Based Capital Ratio | 13.408% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.93% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.723% |
| Earning Assets to total Assets | 94.21% |
Income and Expense
| Total Interest Income | $200.14M |
| Total Noninterest Income | $22.90M |
| Total Interest Expense | $44.48M |
| Total Noninterest Expense | $93.92M |
| Net Interest Income | $155.66M |
| Pre-tax Net Operating Income | $56.35M |
| Provision for Credit Losses | $28.29M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $3.16M |
| Other borrowed funds | $501.72M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $100.00M |
| All Other Liabilities | $214.41M |
| Total Liabilities and Capital | $12.13B |
Securities
| Securities | $2.88B |
| Available-for-sale debt securities | $2.57B |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $310.12M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Oriental Bank?
$12.13B as of the latest filing.
How much are Oriental Bank's total deposits?
$10.02B in total deposits.
Where is Oriental Bank located?
San Juan, PR.
What is the Net Interest Margin?
5.45%.
How many domestic offices does it operate?
1.
When was it established?
03/25/1965.
What is the Return on Assets (ROA)?
1.58%.
How much are total loans and leases?
$7.94B (latest filing).
What is the total interest income (latest filing)?
$200.14M.