FirstBank Puerto Rico

Santurce, PR
IDRSSD: 510871
Total Assets
$19.30B
Latest filing
Total Deposits
$16.92B
Latest filing
Net Interest Margin
4.73%
Profitability

Locations

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Main Office
FirstBank Puerto Rico
1519 Ave Ponce De Leon
Santurce, PR 00909
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/17/1949FDIC Certificate 43221

Branches (73)

Page 1 of 11
NameAddressCity / State
FirstBank Puerto Rico (Main)1519 Ave Ponce De LeonSanturce, PR
PRIME BRANCH207 Ave Ponce De LeonSan Juan, PR
ST. JOHN BRANCHThe Marketplace, Unit #106St John, VI
WATERFRONT BRANCH11a & 11b Curacao GadeCharlotte Amalie, VI
ORANGE GROVE BRANCH4 Orange Grove Shopp Ctr # 5Christiansted, VI
FIRSTBANK PLAZA BRANCH4700 Estate Charlotte Amalie, S. 101Charlotte Amalie, VI
ST. THOMAS II BRANCHPort Of Sales Mall 9100 Havenside SuCharlotte Amalie, VI
SANTA ROSA BRANCHSanta Rosa Shopping CenterBayamon, PR
Showing 7 of 73

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/17/1949
Community BankYes
Ownership TypeNot Mutual
ZIP00909
State and County Number72127
Subchapter S CorporationsNo
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number02
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictNew York
Core Based Statistical Area NameSan Juan-Bayamon-Caguas, PR

Operational Info

Number of Employees3,123
Domestic Offices11
Foreign Offices1
US Offices64
Directly owned by another bank (CERT)No
Last Structure Change Effective Date05/21/2025
Date of Deposit Insurance08/09/1989
Primary Insurance AgencyDIF
Websitewww.1firstbank.com
Data Updated11/14/2025
CERT30387
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$19.30B
Total Deposits$16.92B
Total Liabilities$17.46B
Total Equity Capital$1.84B
Net Income$82.61M
Net Loans and Leases$12.81B
Assets Per Employee ($Millions)$6.1M
Bank Premises and Fixed Assets$174.19M
Cash and Balances due from Depository Institutions$898.82M
Deposits Held in Domestic Offices$16.66B

Key Performance Ratios

Return on Assets (ROA)1.73%
Return on Equity (ROE)18.18%
Net Interest Margin4.73%
Efficiency Ratio49.97%
Tier 1 Risk-Based Capital Ratio2,070,339%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.36%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets9.557%
Earning Assets to total Assets95.86%

Income and Expense

Total Interest Income$282.74M
Total Noninterest Income$28.07M
Total Interest Expense$66.37M
Total Noninterest Expense$123.00M
Net Interest Income$216.37M
Pre-tax Net Operating Income$103.85M
Provision for Credit Losses$17.59M
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$9.34M
Other borrowed funds$293.90M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$241.83M
Total Liabilities and Capital$19.30B

Securities

Securities$4.88B
Available-for-sale debt securities$4.60B
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$273.36M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of FirstBank Puerto Rico?
$19.30B as of the latest filing.
How much are FirstBank Puerto Rico's total deposits?
$16.92B in total deposits.
Where is FirstBank Puerto Rico located?
Santurce, PR.
What is the Net Interest Margin?
4.73%.
How many domestic offices does it operate?
11.
When was it established?
01/17/1949.
What is the Return on Assets (ROA)?
1.73%.
How much are total loans and leases?
$12.81B (latest filing).
What is the total interest income (latest filing)?
$282.74M.