PlainsCapital Bank
University Park, TX
IDRSSD: 637451
Total Assets
$12.64B
Latest filing
Total Deposits
$10.75B
Latest filing
Net Interest Margin
3.22%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
PlainsCapital Bank
6565 Hillcrest Ave
University Park, TX 75205
Full Service - Brick and Mortar
Updated 11/14/2025Established 09/15/1955FDIC Certificate 11472
Branches (57)
Page 1 of 9| Name | Address | City / State |
|---|---|---|
| PlainsCapital Bank (Main) | 6565 Hillcrest Ave | University Park, TX |
| PORT BRANCH | 1434 S Port Ave | Corpus Christi, TX |
| WHISPERWOOD N BK/BRANCH | 4415 4th St | Lubbock, TX |
| HARLINGEN EXPRESSWAY BRANCH | 1010 S Expressway 83 | Harlingen, TX |
| DONNA BRANCH | 503 N D Salinas Ave | Donna, TX |
| MISSION BRANCH | 1709 N Conway Ave | Mission, TX |
| MCALLEN SOUTH 10TH BRANCH | 1821 S 10th St | Mcallen, TX |
| OLMITO BRANCH | 7905 North Expressway 77/83 | Olmito, TX |
Showing 7 of 57
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 09/15/1955 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 75205 |
| State and County Number | 48113 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 11 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Dallas-Fort Worth-Arlington, TX |
Operational Info
| Number of Employees | 2,351 |
| Domestic Offices | 58 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 09/15/1955 |
| Primary Insurance Agency | DIF |
| Website | www.plainscapital.com |
| Data Updated | 11/14/2025 |
| CERT | 17491 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $12.64B |
| Total Deposits | $10.75B |
| Total Liabilities | $11.14B |
| Total Equity Capital | $1.50B |
| Net Income | $36.38M |
| Net Loans and Leases | $8.66B |
| Assets Per Employee ($Millions) | $5.53M |
| Bank Premises and Fixed Assets | $109.51M |
| Cash and Balances due from Depository Institutions | $1.17B |
| Deposits Held in Domestic Offices | $10.75B |
Key Performance Ratios
| Return on Assets (ROA) | 1.15% |
| Return on Equity (ROE) | 9.59% |
| Net Interest Margin | 3.22% |
| Efficiency Ratio | 75.85% |
| Tier 1 Risk-Based Capital Ratio | 14.811% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.13% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.876% |
| Earning Assets to total Assets | 94.3% |
Income and Expense
| Total Interest Income | $158.73M |
| Total Noninterest Income | $86.56M |
| Total Interest Expense | $63.91M |
| Total Noninterest Expense | $137.77M |
| Net Interest Income | $94.82M |
| Pre-tax Net Operating Income | $47.53M |
| Provision for Credit Losses | $-3,922,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $8.29M |
| Other borrowed funds | $47.91M |
| Federal Funds Sold & Reverse Repurchase Agreement | $9.06M |
| Federal Funds Purchased and Repurchased Agreement | $206.99M |
| All Other Liabilities | $131.78M |
| Total Liabilities and Capital | $12.64B |
Securities
| Securities | $2.17B |
| Available-for-sale debt securities | $1.41B |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $755.01M |
| Subordinated Debt | $0 |
| Trading Account Assets | $40.69M |
| Trading Liabilities | $4.81M |
Frequently Asked Questions
What are the total assets of PlainsCapital Bank?
$12.64B as of the latest filing.
How much are PlainsCapital Bank's total deposits?
$10.75B in total deposits.
Where is PlainsCapital Bank located?
University Park, TX.
What is the Net Interest Margin?
3.22%.
How many domestic offices does it operate?
58.
When was it established?
09/15/1955.
What is the Return on Assets (ROA)?
1.15%.
How much are total loans and leases?
$8.66B (latest filing).
What is the total interest income (latest filing)?
$158.73M.