LendingClub Bank, National Association
Lehi, UT
IDRSSD: 264772
Total Assets
$11.47B
Latest filing
Total Deposits
$9.95B
Latest filing
Net Interest Margin
6.16%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
2 routesView all→
124303256LEHI, UT211075086LEHI, UT
Key People
Loading leadership data...
Locations
Main office and branches. Select to view on the map.
Main Office
LendingClub Bank, National Association
2701 N Thanksgiving Way
Lehi, UT 84043
Full Service - Brick and Mortar
Updated 01/30/2026Established 08/26/1987FDIC Certificate 45385
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| LendingClub Bank, National Association (Main) | 2701 N Thanksgiving Way | Lehi, UT |
| BOSTON BRANCH | 1 Harbor St | Boston, MA |
| SAN FRANCISCO ADMIN BRANCH | 595 Market St | San Francisco, CA |
Showing 2 of 2
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
BMW Bank of North America
Salt Lake City, Utah
→
Assets: $12.47BΔ +13.7%
Comenity Capital Bank
Draper, Utah
→
Assets: $12.70BΔ +15.8%
Merrick Bank
South Jordan, Utah
→
Assets: $9.11BΔ -16.9%
WEX Bank
Sandy, Utah
→
Assets: $8.44BΔ -23.1%
Green Dot Bank DBA Bonneville Bank
Provo, Utah
→
Assets: $5.00BΔ -54.4%
Celtic Bank
Salt Lake City, Utah
→
Assets: $4.55BΔ -58.5%
Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 08/26/1987 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 84043 |
| State and County Number | 49049 |
| Subchapter S Corporations | No |
| Trust Powers | Trust Powers Not Granted |
| Federal Reserve ID Number | 12 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | San Francisco |
| Core Based Statistical Area Name | Provo-Orem, UT |
Operational Info
| Number of Employees | 1,091 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2023 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.lendingclub.com |
| Data Updated | 01/30/2026 |
| CERT | 32551 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $11.47B |
| Total Deposits | $9.95B |
| Total Liabilities | $10.17B |
| Total Equity Capital | $1.31B |
| Net Income | $38.80M |
| Net Loans and Leases | $6.23B |
| Assets Per Employee ($Millions) | $10.67M |
| Bank Premises and Fixed Assets | $87.05M |
| Cash and Balances due from Depository Institutions | $901.25M |
| Deposits Held in Domestic Offices | $9.95B |
Key Performance Ratios
| Return on Assets (ROA) | 1.38% |
| Return on Equity (ROE) | 12.12% |
| Net Interest Margin | 6.16% |
| Efficiency Ratio | 63.01% |
| Tier 1 Risk-Based Capital Ratio | 15.472% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 1.68% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.381% |
| Earning Assets to total Assets | 94.35% |
Income and Expense
| Total Interest Income | $250.38M |
| Total Noninterest Income | $99.87M |
| Total Interest Expense | $87.56M |
| Total Noninterest Expense | $166.30M |
| Net Interest Income | $162.83M |
| Pre-tax Net Operating Income | $49.23M |
| Provision for Credit Losses | $47.16M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $217.93M |
| Total Liabilities and Capital | $11.47B |
Securities
| Securities | $3.70B |
| Available-for-sale debt securities | $3.70B |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of LendingClub Bank, National Association?
$11.47B as of the latest filing.
How much are LendingClub Bank, National Association's total deposits?
$9.95B in total deposits.
Where is LendingClub Bank, National Association located?
Lehi, UT.
What is the Net Interest Margin?
6.16%.
How many domestic offices does it operate?
3.
When was it established?
08/26/1987.
What is the Return on Assets (ROA)?
1.38%.
How much are total loans and leases?
$6.23B (latest filing).
What is the total interest income (latest filing)?
$250.38M.