Nave Bank
San Juan, PR
IDRSSD: 5686089
Total Assets
$426.98M
Latest filing
Total Deposits
$301.56M
Latest filing
Net Interest Margin
3.09%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
2 routesView all→
021502189GUAYNABO, PR021508222SAN JUAN, PR
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Nave Bank
1608 Ave Ponce De Leon
San Juan, PR 00909
Full Service - Brick and Mortar
Updated 01/30/2026Established 09/18/2023FDIC Certificate 649963
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Nave Bank (Main) | 1608 Ave Ponce De Leon | San Juan, PR | ||
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 09/18/2023 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 00909 |
| State and County Number | 72127 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 02 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | San Juan-Bayamon-Caguas, PR |
Operational Info
| Number of Employees | 45 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 1 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 09/18/2023 |
| Date of Deposit Insurance | 09/18/2023 |
| Primary Insurance Agency | DIF |
| Website | www.navebank.com |
| Data Updated | 01/30/2026 |
| CERT | 59324 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $426.98M |
| Total Deposits | $301.56M |
| Total Liabilities | $354.76M |
| Total Equity Capital | $72.22M |
| Net Income | $-973,000 |
| Net Loans and Leases | $183.90M |
| Assets Per Employee ($Millions) | $9.93M |
| Bank Premises and Fixed Assets | $601.00k |
| Cash and Balances due from Depository Institutions | $171.97M |
| Deposits Held in Domestic Offices | $301.56M |
Key Performance Ratios
| Return on Assets (ROA) | -1.05% |
| Return on Equity (ROE) | -5.36% |
| Net Interest Margin | 3.09% |
| Efficiency Ratio | 115.26% |
| Tier 1 Risk-Based Capital Ratio | 35.56% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.54% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 16.914% |
| Earning Assets to total Assets | 97.07% |
Income and Expense
| Total Interest Income | $4.87M |
| Total Noninterest Income | $280.00k |
| Total Interest Expense | $2.08M |
| Total Noninterest Expense | $3.54M |
| Net Interest Income | $2.79M |
| Pre-tax Net Operating Income | $-973,000 |
| Provision for Credit Losses | $504.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $50.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $3.20M |
| Total Liabilities and Capital | $426.98M |
Securities
| Securities | $61.36M |
| Available-for-sale debt securities | $61.36M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Nave Bank?
$426.98M as of the latest filing.
How much are Nave Bank's total deposits?
$301.56M in total deposits.
Where is Nave Bank located?
San Juan, PR.
What is the Net Interest Margin?
3.09%.
How many domestic offices does it operate?
1.
When was it established?
09/18/2023.
What is the Return on Assets (ROA)?
-1.05%.
How much are total loans and leases?
$183.90M (latest filing).
What is the total interest income (latest filing)?
$4.87M.