Oakdale State Bank
Oakdale, IL
IDRSSD: 332345
Total Assets
$24.38M
Latest filing
Total Deposits
$21.05M
Latest filing
Net Interest Margin
5.12%
Profitability
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 12/28/1920 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 62268 |
| State and County Number | 17189 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 21 |
| Insured by FDIC | Institution closed or not insured by FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 5 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 01/01/2025 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | N/A |
| Data Updated | 11/28/2025 |
| CERT | 11300 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $24.38M |
| Total Deposits | $21.05M |
| Total Liabilities | $21.11M |
| Total Equity Capital | $3.27M |
| Net Income | $-39,000 |
| Net Loans and Leases | $13.41M |
| Assets Per Employee ($Millions) | $4.88M |
| Bank Premises and Fixed Assets | $168.00k |
| Cash and Balances due from Depository Institutions | $4.92M |
| Deposits Held in Domestic Offices | $21.05M |
Key Performance Ratios
| Return on Assets (ROA) | -0.63% |
| Return on Equity (ROE) | -4.64% |
| Net Interest Margin | 5.12% |
| Efficiency Ratio | 125.59% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 13.419% |
| Earning Assets to total Assets | 94.2% |
Income and Expense
| Total Interest Income | $344.00k |
| Total Noninterest Income | $-83,000 |
| Total Interest Expense | $50.00k |
| Total Noninterest Expense | $265.00k |
| Net Interest Income | $294.00k |
| Pre-tax Net Operating Income | $-54,000 |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $152.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $4.36M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $57.00k |
| Total Liabilities and Capital | $24.38M |
Securities
| Securities | $1.18M |
| Available-for-sale debt securities | $1.18M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Oakdale State Bank?
$24.38M as of the latest filing.
How much are Oakdale State Bank's total deposits?
$21.05M in total deposits.
Where is Oakdale State Bank located?
Oakdale, IL.
What is the Net Interest Margin?
5.12%.
How many domestic offices does it operate?
1.
When was it established?
12/28/1920.
What is the Return on Assets (ROA)?
-0.63%.
How much are total loans and leases?
$13.41M (latest filing).
What is the total interest income (latest filing)?
$344.00k.