Chesterfield State Bank

Chesterfield, IL
IDRSSD: 767246
Total Assets
$21.90M
Latest filing
Total Deposits
$19.80M
Latest filing
Net Interest Margin
3.75%
Profitability

Key People

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Locations

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Main Office
Chesterfield State Bank
25 S Main St
Chesterfield, IL 62630
Full Service - Brick and Mortar
Updated 01/30/2026Established 09/21/1898FDIC Certificate 6956

Branches (0)

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NameAddressCity / State
No branch data available.
Chesterfield State Bank (Main)25 S Main StChesterfield, IL

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date09/21/1898
Community BankYes
Ownership TypeNot Mutual
ZIP62630
State and County Number17117
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number08
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameSt. Louis, MO-IL

Operational Info

Number of Employees5
Domestic Offices1
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
WebsiteN/A
Data Updated01/30/2026
CERT10872
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$21.90M
Total Deposits$19.80M
Total Liabilities$19.82M
Total Equity Capital$2.09M
Net Income$12.00k
Net Loans and Leases$15.22M
Assets Per Employee ($Millions)$4.38M
Bank Premises and Fixed Assets$158.00k
Cash and Balances due from Depository Institutions$5.54M
Deposits Held in Domestic Offices$19.80M

Key Performance Ratios

Return on Assets (ROA)0.22%
Return on Equity (ROE)2.31%
Net Interest Margin3.75%
Efficiency Ratio89.9%
Tier 1 Risk-Based Capital Ratio13.87%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets9.533%
Earning Assets to total Assets96.45%

Income and Expense

Total Interest Income$282.00k
Total Noninterest Income$11.00k
Total Interest Expense$85.00k
Total Noninterest Expense$187.00k
Net Interest Income$197.00k
Pre-tax Net Operating Income$21.00k
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$16.00k
Total Liabilities and Capital$21.90M

Securities

Securities$627.00k
Available-for-sale debt securities$627.00k
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Chesterfield State Bank?
$21.90M as of the latest filing.
How much are Chesterfield State Bank's total deposits?
$19.80M in total deposits.
Where is Chesterfield State Bank located?
Chesterfield, IL.
What is the Net Interest Margin?
3.75%.
How many domestic offices does it operate?
1.
When was it established?
09/21/1898.
What is the Return on Assets (ROA)?
0.22%.
How much are total loans and leases?
$15.22M (latest filing).
What is the total interest income (latest filing)?
$282.00k.