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Vermont State Bank

Vermont, IL
IDRSSD: 187648
Total Assets
$26.31M
Latest filing
Total Deposits
$18.89M
Latest filing
Net Interest Margin
3.54%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date06/09/1947
Community BankYes
Ownership TypeNot Mutual
ZIP61484
State and County Number17057
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number07
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NamePeoria, IL

Operational Info

Number of Employees16
Domestic Offices1
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date09/09/2025
Date of Deposit Insurance06/09/1947
Primary Insurance AgencyDIF
Websitehttps://www.vermontstatebank.com
Data Updated11/14/2025
CERT16585
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$26.31M
Total Deposits$18.89M
Total Liabilities$19.01M
Total Equity Capital$7.30M
Net Income$304.00k
Net Loans and Leases$13.55M
Assets Per Employee ($Millions)$1.46M
Bank Premises and Fixed Assets$701.00k
Cash and Balances due from Depository Institutions$6.30M
Deposits Held in Domestic Offices$18.89M

Key Performance Ratios

Return on Assets (ROA)4.58%
Return on Equity (ROE)17.07%
Net Interest Margin3.54%
Efficiency Ratio84.75%
Tier 1 Risk-Based Capital Ratio50.14%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets27.739%
Earning Assets to total Assets85.89%

Income and Expense

Total Interest Income$302.00k
Total Noninterest Income$2.57M
Total Interest Expense$99.00k
Total Noninterest Expense$2.35M
Net Interest Income$203.00k
Pre-tax Net Operating Income$423.00k
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$140.00k
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$123.00k
Total Liabilities and Capital$26.31M

Securities

Securities$3.10M
Available-for-sale debt securities$3.10M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Vermont State Bank?
$26.31M as of the latest filing.
How much are Vermont State Bank's total deposits?
$18.89M in total deposits.
Where is Vermont State Bank located?
Vermont, IL.
What is the Net Interest Margin?
3.54%.
How many domestic offices does it operate?
1.
When was it established?
06/09/1947.
What is the Return on Assets (ROA)?
4.58%.
How much are total loans and leases?
$13.55M (latest filing).
What is the total interest income (latest filing)?
$302.00k.