Vermont State Bank
Vermont, IL
IDRSSD: 187648
Total Assets
$31.20M
Latest filing
Total Deposits
$22.42M
Latest filing
Net Interest Margin
3.27%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
071122205VERMONT, IL
Key People
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Locations
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Main Office
Vermont State Bank
106 N Main St
Vermont, IL 61484
Full Service - Brick and Mortar
Updated 01/30/2026Established 06/09/1947FDIC Certificate 10730
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Vermont State Bank (Main) | 106 N Main St | Vermont, IL | ||
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 06/09/1947 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 61484 |
| State and County Number | 17057 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Peoria, IL |
Operational Info
| Number of Employees | 18 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 09/09/2025 |
| Date of Deposit Insurance | 06/09/1947 |
| Primary Insurance Agency | DIF |
| Website | https://www.vermontstatebank.com |
| Data Updated | 01/30/2026 |
| CERT | 16585 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $31.20M |
| Total Deposits | $22.42M |
| Total Liabilities | $23.62M |
| Total Equity Capital | $7.58M |
| Net Income | $291.00k |
| Net Loans and Leases | $13.09M |
| Assets Per Employee ($Millions) | $1.64M |
| Bank Premises and Fixed Assets | $2.20M |
| Cash and Balances due from Depository Institutions | $9.26M |
| Deposits Held in Domestic Offices | $22.42M |
Key Performance Ratios
| Return on Assets (ROA) | 4.05% |
| Return on Equity (ROE) | 15.65% |
| Net Interest Margin | 3.27% |
| Efficiency Ratio | 84.93% |
| Tier 1 Risk-Based Capital Ratio | 54.405% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 24.296% |
| Earning Assets to total Assets | 88.48% |
Income and Expense
| Total Interest Income | $299.00k |
| Total Noninterest Income | $2.52M |
| Total Interest Expense | $94.00k |
| Total Noninterest Expense | $2.32M |
| Net Interest Income | $205.00k |
| Pre-tax Net Operating Income | $411.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $170.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.20M |
| Total Liabilities and Capital | $31.20M |
Securities
| Securities | $5.58M |
| Available-for-sale debt securities | $5.58M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Vermont State Bank?
$31.20M as of the latest filing.
How much are Vermont State Bank's total deposits?
$22.42M in total deposits.
Where is Vermont State Bank located?
Vermont, IL.
What is the Net Interest Margin?
3.27%.
How many domestic offices does it operate?
1.
When was it established?
06/09/1947.
What is the Return on Assets (ROA)?
4.05%.
How much are total loans and leases?
$13.09M (latest filing).
What is the total interest income (latest filing)?
$299.00k.