Citizens Bank of Chatsworth
Chatsworth, IL
IDRSSD: 441135
Total Assets
$37.40M
Latest filing
Total Deposits
$32.63M
Latest filing
Net Interest Margin
3.88%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Citizens Bank of Chatsworth
502 E Locust St
Chatsworth, IL 60921
Full Service - Brick and Mortar
Updated 01/30/2026Established 12/07/1903FDIC Certificate 6936
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Citizens Bank of Chatsworth (Main) | 502 E Locust St | Chatsworth, IL |
| NORMAL BRANCH | 1710 E College Ave | Normal, IL |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 12/07/1903 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 60921 |
| State and County Number | 17105 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Pontiac, IL |
Operational Info
| Number of Employees | 10 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.bankatcbc.com |
| Data Updated | 01/30/2026 |
| CERT | 10843 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $37.40M |
| Total Deposits | $32.63M |
| Total Liabilities | $33.60M |
| Total Equity Capital | $3.80M |
| Net Income | $29.00k |
| Net Loans and Leases | $16.65M |
| Assets Per Employee ($Millions) | $4.16M |
| Bank Premises and Fixed Assets | $1.35M |
| Cash and Balances due from Depository Institutions | $4.73M |
| Deposits Held in Domestic Offices | $32.63M |
Key Performance Ratios
| Return on Assets (ROA) | 0.31% |
| Return on Equity (ROE) | 3.38% |
| Net Interest Margin | 3.88% |
| Efficiency Ratio | 85.59% |
| Tier 1 Risk-Based Capital Ratio | 24.523% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.16% |
| Earning Assets to total Assets | 91.94% |
Income and Expense
| Total Interest Income | $464.00k |
| Total Noninterest Income | $19.00k |
| Total Interest Expense | $129.00k |
| Total Noninterest Expense | $319.00k |
| Net Interest Income | $335.00k |
| Pre-tax Net Operating Income | $35.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $812.00k |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $158.00k |
| Total Liabilities and Capital | $37.40M |
Securities
| Securities | $13.23M |
| Available-for-sale debt securities | $13.23M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Citizens Bank of Chatsworth?
$37.40M as of the latest filing.
How much are Citizens Bank of Chatsworth's total deposits?
$32.63M in total deposits.
Where is Citizens Bank of Chatsworth located?
Chatsworth, IL.
What is the Net Interest Margin?
3.88%.
How many domestic offices does it operate?
2.
When was it established?
12/07/1903.
What is the Return on Assets (ROA)?
0.31%.
How much are total loans and leases?
$16.65M (latest filing).
What is the total interest income (latest filing)?
$464.00k.