First State Bank of St. Peter
Saint Peter, IL
IDRSSD: 426141
Total Assets
$29.35M
Latest filing
Total Deposits
$23.43M
Latest filing
Net Interest Margin
4.06%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
081211106SAINT PETER, IL
Key People
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Locations
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Main Office
First State Bank of St. Peter
200 E 3rd St
Saint Peter, IL 62880
Full Service - Brick and Mortar
Updated 01/30/2026Established 04/25/1908FDIC Certificate 7216
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| First State Bank of St. Peter (Main) | 200 E 3rd St | Saint Peter, IL | ||
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 04/25/1908 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 62880 |
| State and County Number | 17051 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 5 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.fsbstpeter.com |
| Data Updated | 01/30/2026 |
| CERT | 11302 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $29.35M |
| Total Deposits | $23.43M |
| Total Liabilities | $24.02M |
| Total Equity Capital | $5.33M |
| Net Income | $96.00k |
| Net Loans and Leases | $8.22M |
| Assets Per Employee ($Millions) | $5.87M |
| Bank Premises and Fixed Assets | $77.00k |
| Cash and Balances due from Depository Institutions | $425.00k |
| Deposits Held in Domestic Offices | $23.43M |
Key Performance Ratios
| Return on Assets (ROA) | 1.28% |
| Return on Equity (ROE) | 7.21% |
| Net Interest Margin | 4.06% |
| Efficiency Ratio | 53.29% |
| Tier 1 Risk-Based Capital Ratio | 43.579% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.33% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 18.155% |
| Earning Assets to total Assets | 96.55% |
Income and Expense
| Total Interest Income | $343.00k |
| Total Noninterest Income | $10.00k |
| Total Interest Expense | $49.00k |
| Total Noninterest Expense | $162.00k |
| Net Interest Income | $294.00k |
| Pre-tax Net Operating Income | $117.00k |
| Provision for Credit Losses | $25.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $62.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $321.00k |
| All Other Liabilities | $269.00k |
| Total Liabilities and Capital | $29.35M |
Securities
| Securities | $20.11M |
| Available-for-sale debt securities | $12.63M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $7.48M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First State Bank of St. Peter?
$29.35M as of the latest filing.
How much are First State Bank of St. Peter's total deposits?
$23.43M in total deposits.
Where is First State Bank of St. Peter located?
Saint Peter, IL.
What is the Net Interest Margin?
4.06%.
How many domestic offices does it operate?
1.
When was it established?
04/25/1908.
What is the Return on Assets (ROA)?
1.28%.
How much are total loans and leases?
$8.22M (latest filing).
What is the total interest income (latest filing)?
$343.00k.