Peoples Bank of Macon
Macon, IL
IDRSSD: 418436
Total Assets
$24.74M
Latest filing
Total Deposits
$21.32M
Latest filing
Net Interest Margin
3.31%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Peoples Bank of Macon
191 N Front St
Macon, IL 62544
Full Service - Brick and Mortar
Updated 11/14/2025Established 05/11/1964FDIC Certificate 12937
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Peoples Bank of Macon (Main) | 191 N Front St | Macon, IL | ||
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 05/11/1964 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 62544 |
| State and County Number | 17115 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Decatur, IL |
Operational Info
| Number of Employees | 4 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 05/11/1964 |
| Primary Insurance Agency | DIF |
| Website | N/A |
| Data Updated | 11/14/2025 |
| CERT | 19105 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $24.74M |
| Total Deposits | $21.32M |
| Total Liabilities | $21.60M |
| Total Equity Capital | $3.13M |
| Net Income | $38.00k |
| Net Loans and Leases | $6.33M |
| Assets Per Employee ($Millions) | $6.18M |
| Bank Premises and Fixed Assets | $80.00k |
| Cash and Balances due from Depository Institutions | $8.12M |
| Deposits Held in Domestic Offices | $21.32M |
Key Performance Ratios
| Return on Assets (ROA) | 0.63% |
| Return on Equity (ROE) | 4.88% |
| Net Interest Margin | 3.31% |
| Efficiency Ratio | 76.92% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.674% |
| Earning Assets to total Assets | 96.57% |
Income and Expense
| Total Interest Income | $233.00k |
| Total Noninterest Income | $4.00k |
| Total Interest Expense | $42.00k |
| Total Noninterest Expense | $150.00k |
| Net Interest Income | $191.00k |
| Pre-tax Net Operating Income | $45.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $197.00k |
| All Other Liabilities | $86.00k |
| Total Liabilities and Capital | $24.74M |
Securities
| Securities | $10.03M |
| Available-for-sale debt securities | $0 |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $10.03M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Peoples Bank of Macon?
$24.74M as of the latest filing.
How much are Peoples Bank of Macon's total deposits?
$21.32M in total deposits.
Where is Peoples Bank of Macon located?
Macon, IL.
What is the Net Interest Margin?
3.31%.
How many domestic offices does it operate?
1.
When was it established?
05/11/1964.
What is the Return on Assets (ROA)?
0.63%.
How much are total loans and leases?
$6.33M (latest filing).
What is the total interest income (latest filing)?
$233.00k.