Citizens Bank of Edinburg
Edinburg, IL
IDRSSD: 915935
Total Assets
$32.48M
Latest filing
Total Deposits
$29.05M
Latest filing
Net Interest Margin
3.68%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Citizens Bank of Edinburg
100 E Washington St
Edinburg, IL 62531
Full Service - Brick and Mortar
Updated 11/14/2025Established 07/16/1971FDIC Certificate 14101
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Citizens Bank of Edinburg (Main) | 100 E Washington St | Edinburg, IL | ||
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 07/16/1971 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 62531 |
| State and County Number | 17021 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Taylorville, IL |
Operational Info
| Number of Employees | 5 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 07/16/1971 |
| Primary Insurance Agency | DIF |
| Website | http://www.edinburgbank.net |
| Data Updated | 11/14/2025 |
| CERT | 20454 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $32.48M |
| Total Deposits | $29.05M |
| Total Liabilities | $29.28M |
| Total Equity Capital | $3.20M |
| Net Income | $100.00k |
| Net Loans and Leases | $9.11M |
| Assets Per Employee ($Millions) | $6.5M |
| Bank Premises and Fixed Assets | $88.00k |
| Cash and Balances due from Depository Institutions | $14.01M |
| Deposits Held in Domestic Offices | $29.05M |
Key Performance Ratios
| Return on Assets (ROA) | 1.26% |
| Return on Equity (ROE) | 12.75% |
| Net Interest Margin | 3.68% |
| Efficiency Ratio | 54.01% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.85% |
| Earning Assets to total Assets | 86.54% |
Income and Expense
| Total Interest Income | $323.00k |
| Total Noninterest Income | $24.00k |
| Total Interest Expense | $60.00k |
| Total Noninterest Expense | $155.00k |
| Net Interest Income | $263.00k |
| Pre-tax Net Operating Income | $132.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $230.00k |
| Total Liabilities and Capital | $32.48M |
Securities
| Securities | $8.23M |
| Available-for-sale debt securities | $4.76M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $3.48M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Citizens Bank of Edinburg?
$32.48M as of the latest filing.
How much are Citizens Bank of Edinburg's total deposits?
$29.05M in total deposits.
Where is Citizens Bank of Edinburg located?
Edinburg, IL.
What is the Net Interest Margin?
3.68%.
How many domestic offices does it operate?
1.
When was it established?
07/16/1971.
What is the Return on Assets (ROA)?
1.26%.
How much are total loans and leases?
$9.11M (latest filing).
What is the total interest income (latest filing)?
$323.00k.