The New Washington State Bank
New Washington, IN
IDRSSD: 305442
Total Assets
$763.73M
Latest filing
Total Deposits
$682.87M
Latest filing
Net Interest Margin
3.86%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
The New Washington State Bank
402 E Main St
New Washington, IN 47162
Full Service - Brick and Mortar
Updated 01/30/2026Established 03/08/1908FDIC Certificate 8413
Branches (11)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| The New Washington State Bank (Main) | 402 E Main St | New Washington, IN |
| HENRYVILLE BRANCH | 203 Main Street | Henryville, IN |
| CHARLESTOWN BRANCH | 1083 Market St | Charlestown, IN |
| BORDEN BRANCH | 430 W Water St | Borden, IN |
| JEFFERSONVILLE BRANCH | 1467 Youngstown Dr | Jeffersonville, IN |
| SELLERSBURG BRANCH | 8509 Old State Road 60 | Sellersburg, IN |
| SCOTTSBURG BRANCH | 1770 W Mcclain Ave | Scottsburg, IN |
| RIVER RIDGE BRANCH | 400 Patrol Rd | Jeffersonville, IN |
Showing 7 of 11
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 03/08/1908 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 47162 |
| State and County Number | 18019 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 08 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Louisville-Jefferson County, KY-IN |
Operational Info
| Number of Employees | 103 |
| Domestic Offices | 10 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 11/18/2025 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.newwashbank.com |
| Data Updated | 01/30/2026 |
| CERT | 13305 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $763.73M |
| Total Deposits | $682.87M |
| Total Liabilities | $690.65M |
| Total Equity Capital | $73.08M |
| Net Income | $2.14M |
| Net Loans and Leases | $496.40M |
| Assets Per Employee ($Millions) | $6.47M |
| Bank Premises and Fixed Assets | $14.53M |
| Cash and Balances due from Depository Institutions | $51.22M |
| Deposits Held in Domestic Offices | $682.87M |
Key Performance Ratios
| Return on Assets (ROA) | 1.22% |
| Return on Equity (ROE) | 13.73% |
| Net Interest Margin | 3.86% |
| Efficiency Ratio | 81.18% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.23% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.569% |
| Earning Assets to total Assets | 91.7% |
Income and Expense
| Total Interest Income | $9.25M |
| Total Noninterest Income | $991.00k |
| Total Interest Expense | $3.02M |
| Total Noninterest Expense | $5.87M |
| Net Interest Income | $6.24M |
| Pre-tax Net Operating Income | $964.00k |
| Provision for Credit Losses | $396.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $1.24M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $7.77M |
| Total Liabilities and Capital | $763.73M |
Securities
| Securities | $163.45M |
| Available-for-sale debt securities | $111.72M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $51.73M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The New Washington State Bank?
$763.73M as of the latest filing.
How much are The New Washington State Bank's total deposits?
$682.87M in total deposits.
Where is The New Washington State Bank located?
New Washington, IN.
What is the Net Interest Margin?
3.86%.
How many domestic offices does it operate?
10.
When was it established?
03/08/1908.
What is the Return on Assets (ROA)?
1.22%.
How much are total loans and leases?
$496.40M (latest filing).
What is the total interest income (latest filing)?
$9.25M.