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The New Washington State Bank

New Washington, IN
IDRSSD: 305442
Total Assets
$637.29M
Latest filing
Total Deposits
$579.98M
Latest filing
Net Interest Margin
3.76%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date03/08/1908
Community BankYes
Ownership TypeNot Mutual
ZIP47162
State and County Number18019
Subchapter S CorporationsNo
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number08
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameLouisville-Jefferson County, KY-IN

Operational Info

Number of Employees103
Domestic Offices10
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.newwashbank.com
Data Updated11/14/2025
CERT13305
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$637.29M
Total Deposits$579.98M
Total Liabilities$585.73M
Total Equity Capital$51.56M
Net Income$1.36M
Net Loans and Leases$436.50M
Assets Per Employee ($Millions)$6.19M
Bank Premises and Fixed Assets$11.99M
Cash and Balances due from Depository Institutions$30.82M
Deposits Held in Domestic Offices$579.98M

Key Performance Ratios

Return on Assets (ROA)0.85%
Return on Equity (ROE)10.77%
Net Interest Margin3.76%
Efficiency Ratio73.25%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.09%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets8.091%
Earning Assets to total Assets92.62%

Income and Expense

Total Interest Income$8.46M
Total Noninterest Income$775.00k
Total Interest Expense$2.89M
Total Noninterest Expense$4.65M
Net Interest Income$5.58M
Pre-tax Net Operating Income$1.55M
Provision for Credit Losses$150.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$17.00k
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$5.75M
Total Liabilities and Capital$637.29M

Securities

Securities$134.98M
Available-for-sale debt securities$101.21M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$33.76M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of The New Washington State Bank?
$637.29M as of the latest filing.
How much are The New Washington State Bank's total deposits?
$579.98M in total deposits.
Where is The New Washington State Bank located?
New Washington, IN.
What is the Net Interest Margin?
3.76%.
How many domestic offices does it operate?
10.
When was it established?
03/08/1908.
What is the Return on Assets (ROA)?
0.85%.
How much are total loans and leases?
$436.50M (latest filing).
What is the total interest income (latest filing)?
$8.46M.