First Federal Savings Bank

Evansville, IN
IDRSSD: 613679
Total Assets
$608.56M
Latest filing
Total Deposits
$492.40M
Latest filing
Net Interest Margin
3.03%
Profitability

Locations

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Main Office
First Federal Savings Bank
5001 Davis Lant Dr
Evansville, IN 47715
Full Service - Brick and Mortar
Updated 11/14/2025Established 07/01/1934FDIC Certificate 41890

Branches (9)

Page 1 of 2
NameAddressCity / State
First Federal Savings Bank (Main)5001 Davis Lant DrEvansville, IN
UNIVERSITY BRANCH4615 University DrEvansville, IN
BELLEMEADE AVENUE BRANCH4601 Bellemeade AveEvansville, IN
FRANKLIN STREET BRANCH2200 W Franklin StEvansville, IN
FIRST AVENUE BRANCH4451 1st AveEvansville, IN
NEWBURGH BRANCH8388 Bell Oaks DrNewburgh, IN
11201 UPPER MT. VERNON ROAD BRANCH11201 Upper Mt. Vernon RoadEvansville, IN
PETERSBURG BRANCH501 E Main StPetersburg, IN
Showing 7 of 9

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date07/01/1934
Community BankYes
Ownership TypeNot Mutual
ZIP47715
State and County Number18163
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number08
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameEvansville, IN-KY

Operational Info

Number of Employees129
Domestic Offices10
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance08/09/1989
Primary Insurance AgencyDIF
Websitewww.firstfedsavings.bank
Data Updated11/14/2025
CERT29056
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$608.56M
Total Deposits$492.40M
Total Liabilities$556.75M
Total Equity Capital$51.81M
Net Income$659.00k
Net Loans and Leases$448.55M
Assets Per Employee ($Millions)$4.65M
Bank Premises and Fixed Assets$12.45M
Cash and Balances due from Depository Institutions$23.68M
Deposits Held in Domestic Offices$492.40M

Key Performance Ratios

Return on Assets (ROA)0.43%
Return on Equity (ROE)5.2%
Net Interest Margin3.03%
Efficiency Ratio87.17%
Tier 1 Risk-Based Capital Ratio12.785%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets8.514%
Earning Assets to total Assets91.07%

Income and Expense

Total Interest Income$7.74M
Total Noninterest Income$994.00k
Total Interest Expense$3.57M
Total Noninterest Expense$4.51M
Net Interest Income$4.17M
Pre-tax Net Operating Income$663.00k
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$531.00k
Other borrowed funds$60.00M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$4.35M
Total Liabilities and Capital$608.56M

Securities

Securities$89.64M
Available-for-sale debt securities$88.77M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of First Federal Savings Bank?
$608.56M as of the latest filing.
How much are First Federal Savings Bank's total deposits?
$492.40M in total deposits.
Where is First Federal Savings Bank located?
Evansville, IN.
What is the Net Interest Margin?
3.03%.
How many domestic offices does it operate?
10.
When was it established?
07/01/1934.
What is the Return on Assets (ROA)?
0.43%.
How much are total loans and leases?
$448.55M (latest filing).
What is the total interest income (latest filing)?
$7.74M.