The Friendship State Bank
Friendship, IN
IDRSSD: 427241
Total Assets
$554.67M
Latest filing
Total Deposits
$474.75M
Latest filing
Net Interest Margin
3.33%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
074909988FRIENDSHIP, IN
Key People
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Locations
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Main Office
The Friendship State Bank
5908 E Main Street
Friendship, IN 47021
Full Service - Brick and Mortar
Updated 01/30/2026Established 10/26/1912FDIC Certificate 8304
Branches (8)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| The Friendship State Bank (Main) | 5908 E Main Street | Friendship, IN |
| DILLSBORO BRANCH | 12933 Lenover St | Dillsboro, IN |
| 401 MAIN STREET BRANCH | 401 Main St | Rising Sun, IN |
| VERSAILLES BRANCH | 430 West U.S. 50 | Versailles, IN |
| VEVAY BRANCH | 221 W Main St | Vevay, IN |
| BATESVILLE BRANCH | 1362 State Road 46 E | Batesville, IN |
| LAWRENCEBURG BRANCH | 112 Lighthouse Drive | Lawrenceburg, IN |
| MADISON BRANCH | 201 Demaree Dr | Madison, IN |
Showing 7 of 8
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 10/26/1912 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 47021 |
| State and County Number | 18137 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 119 |
| Domestic Offices | 9 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/29/2021 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.friendshipstatebank.com |
| Data Updated | 01/30/2026 |
| CERT | 13130 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $554.67M |
| Total Deposits | $474.75M |
| Total Liabilities | $514.29M |
| Total Equity Capital | $40.38M |
| Net Income | $1.19M |
| Net Loans and Leases | $323.06M |
| Assets Per Employee ($Millions) | $4.74M |
| Bank Premises and Fixed Assets | $13.19M |
| Cash and Balances due from Depository Institutions | $12.18M |
| Deposits Held in Domestic Offices | $474.75M |
Key Performance Ratios
| Return on Assets (ROA) | 0.86% |
| Return on Equity (ROE) | 12.01% |
| Net Interest Margin | 3.33% |
| Efficiency Ratio | 74.52% |
| Tier 1 Risk-Based Capital Ratio | 15.1% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.05% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.28% |
| Earning Assets to total Assets | 92.61% |
Income and Expense
| Total Interest Income | $6.38M |
| Total Noninterest Income | $1.74M |
| Total Interest Expense | $2.13M |
| Total Noninterest Expense | $4.46M |
| Net Interest Income | $4.24M |
| Pre-tax Net Operating Income | $1.45M |
| Provision for Credit Losses | $73.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $30.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $162.00k |
| Federal Funds Purchased and Repurchased Agreement | $6.12M |
| All Other Liabilities | $3.42M |
| Total Liabilities and Capital | $554.67M |
Securities
| Securities | $186.55M |
| Available-for-sale debt securities | $185.18M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Friendship State Bank?
$554.67M as of the latest filing.
How much are The Friendship State Bank's total deposits?
$474.75M in total deposits.
Where is The Friendship State Bank located?
Friendship, IN.
What is the Net Interest Margin?
3.33%.
How many domestic offices does it operate?
9.
When was it established?
10/26/1912.
What is the Return on Assets (ROA)?
0.86%.
How much are total loans and leases?
$323.06M (latest filing).
What is the total interest income (latest filing)?
$6.38M.