Alliance Bank

Francesville, IN
IDRSSD: 493741
Total Assets
$464.10M
Latest filing
Total Deposits
$408.43M
Latest filing
Net Interest Margin
4.37%
Profitability

Locations

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Main Office
Alliance Bank
101 W Montgomery St.
Francesville, IN 47946
Full Service - Brick and Mortar
Updated 11/14/2025Established 07/03/1930FDIC Certificate 158

Branches (6)

Page 1 of 1
NameAddressCity / State
Alliance Bank (Main)101 W Montgomery St.Francesville, IN
WINAMAC BRANCH510 N Us Highway 35Winamac, IN
RENSSELAER BRANCH501 S College AveRensselaer, IN
OTTERBEIN BRANCH408 N Meadow StOtterbein, IN
MONTICELLO BRANCH209 Rickey RdMonticello, IN
MONON BRANCH319 N Market StMonon, IN
OXFORD BRANCH100 South Justus StreetOxford, IN
Showing 6 of 6

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date07/03/1930
Community BankYes
Ownership TypeNot Mutual
ZIP47946
State and County Number18131
Subchapter S CorporationsYes
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number07
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameN/A

Operational Info

Number of Employees69
Domestic Offices7
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/29/2021
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.myalliancebank.com
Data Updated11/14/2025
CERT197
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$464.10M
Total Deposits$408.43M
Total Liabilities$419.20M
Total Equity Capital$44.90M
Net Income$2.90M
Net Loans and Leases$319.92M
Assets Per Employee ($Millions)$6.93M
Bank Premises and Fixed Assets$2.55M
Cash and Balances due from Depository Institutions$6.13M
Deposits Held in Domestic Offices$408.43M

Key Performance Ratios

Return on Assets (ROA)2.51%
Return on Equity (ROE)27.28%
Net Interest Margin4.37%
Efficiency Ratio45.3%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets-0.01%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets9.675%
Earning Assets to total Assets93.58%

Income and Expense

Total Interest Income$6.07M
Total Noninterest Income$567.00k
Total Interest Expense$1.35M
Total Noninterest Expense$2.39M
Net Interest Income$4.71M
Pre-tax Net Operating Income$2.90M
Provision for Credit Losses$-13,000
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$5.16M
Federal Funds Purchased and Repurchased Agreement$5.22M
All Other Liabilities$5.54M
Total Liabilities and Capital$464.10M

Securities

Securities$107.36M
Available-for-sale debt securities$106.70M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$661.00k
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Alliance Bank?
$464.10M as of the latest filing.
How much are Alliance Bank's total deposits?
$408.43M in total deposits.
Where is Alliance Bank located?
Francesville, IN.
What is the Net Interest Margin?
4.37%.
How many domestic offices does it operate?
7.
When was it established?
07/03/1930.
What is the Return on Assets (ROA)?
2.51%.
How much are total loans and leases?
$319.92M (latest filing).
What is the total interest income (latest filing)?
$6.07M.