Freedom Bank

Huntingburg, IN
IDRSSD: 2858492
Total Assets
$578.84M
Latest filing
Total Deposits
$495.63M
Latest filing
Net Interest Margin
3.41%
Profitability

Routing numbers

Primary routing transit numbers associated with this institution.

083914236HUNTINGBURG, IN

Key People

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Locations

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Main Office
Freedom Bank
1405 N Main St
Huntingburg, IN 47542
Full Service - Brick and Mortar
Updated 01/30/2026Established 11/22/1999FDIC Certificate 76776

Branches (3)

Page 1 of 1
NameAddressCity / State
Freedom Bank (Main)1405 N Main StHuntingburg, IN
DALE BRANCH10 E Medcalf StDale, IN
JASPER BRANCH75 South Us 231Jasper, IN
ROCKPORT BRANCH2596 Ridgeway DrRockport, IN
Showing 3 of 3

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date11/22/1999
Community BankYes
Ownership TypeNot Mutual
ZIP47542
State and County Number18037
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number08
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameJasper, IN

Operational Info

Number of Employees64
Domestic Offices4
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance11/22/1999
Primary Insurance AgencyDIF
WebsiteWWW.THATSFREEDOM.BANK
Data Updated01/30/2026
CERT35221
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$578.84M
Total Deposits$495.63M
Total Liabilities$511.83M
Total Equity Capital$67.01M
Net Income$2.78M
Net Loans and Leases$496.69M
Assets Per Employee ($Millions)$8.77M
Bank Premises and Fixed Assets$2.88M
Cash and Balances due from Depository Institutions$12.69M
Deposits Held in Domestic Offices$495.63M

Key Performance Ratios

Return on Assets (ROA)1.93%
Return on Equity (ROE)16.71%
Net Interest Margin3.41%
Efficiency Ratio45.67%
Tier 1 Risk-Based Capital Ratio13.777%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.1%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets11.577%
Earning Assets to total Assets95.75%

Income and Expense

Total Interest Income$7.60M
Total Noninterest Income$668.00k
Total Interest Expense$2.89M
Total Noninterest Expense$2.45M
Net Interest Income$4.71M
Pre-tax Net Operating Income$2.78M
Provision for Credit Losses$142.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$0
Other borrowed funds$14.00M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$2.20M
Total Liabilities and Capital$578.84M

Securities

Securities$50.90M
Available-for-sale debt securities$50.90M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Freedom Bank?
$578.84M as of the latest filing.
How much are Freedom Bank's total deposits?
$495.63M in total deposits.
Where is Freedom Bank located?
Huntingburg, IN.
What is the Net Interest Margin?
3.41%.
How many domestic offices does it operate?
4.
When was it established?
11/22/1999.
What is the Return on Assets (ROA)?
1.93%.
How much are total loans and leases?
$496.69M (latest filing).
What is the total interest income (latest filing)?
$7.60M.