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DeMotte State Bank

Demotte, IN
IDRSSD: 539340
Total Assets
$572.56M
Latest filing
Total Deposits
$468.92M
Latest filing
Net Interest Margin
3.45%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed member, supervised by FRB
Primary RegulatorFED
Established Date02/02/1942
Community BankYes
Ownership TypeNot Mutual
ZIP46310
State and County Number18073
Subchapter S CorporationsNo
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number07
Numeric code13
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameChicago-Naperville-Elgin, IL-IN-WI

Operational Info

Number of Employees119
Domestic Offices10
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance03/02/1942
Primary Insurance AgencyDIF
Websitehttp://www.netdsb.com
Data Updated11/14/2025
CERT15883
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$572.56M
Total Deposits$468.92M
Total Liabilities$521.99M
Total Equity Capital$50.57M
Net Income$867.00k
Net Loans and Leases$254.15M
Assets Per Employee ($Millions)$4.77M
Bank Premises and Fixed Assets$7.24M
Cash and Balances due from Depository Institutions$9.25M
Deposits Held in Domestic Offices$468.92M

Key Performance Ratios

Return on Assets (ROA)0.6%
Return on Equity (ROE)7.13%
Net Interest Margin3.45%
Efficiency Ratio70.43%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.41%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets8.833%
Earning Assets to total Assets92.07%

Income and Expense

Total Interest Income$6.76M
Total Noninterest Income$759.00k
Total Interest Expense$2.21M
Total Noninterest Expense$3.74M
Net Interest Income$4.55M
Pre-tax Net Operating Income$981.00k
Provision for Credit Losses$589.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$49.00M
Federal Funds Sold & Reverse Repurchase Agreement$19.97M
Federal Funds Purchased and Repurchased Agreement$305.00k
All Other Liabilities$3.76M
Total Liabilities and Capital$572.56M

Securities

Securities$252.86M
Available-for-sale debt securities$228.56M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$24.23M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of DeMotte State Bank?
$572.56M as of the latest filing.
How much are DeMotte State Bank's total deposits?
$468.92M in total deposits.
Where is DeMotte State Bank located?
Demotte, IN.
What is the Net Interest Margin?
3.45%.
How many domestic offices does it operate?
10.
When was it established?
02/02/1942.
What is the Return on Assets (ROA)?
0.6%.
How much are total loans and leases?
$254.15M (latest filing).
What is the total interest income (latest filing)?
$6.76M.