DeMotte State Bank
Demotte, IN
IDRSSD: 539340
Total Assets
$610.15M
Latest filing
Total Deposits
$505.33M
Latest filing
Net Interest Margin
3.29%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
074911138DEMOTTE, IN
Key People
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Locations
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Main Office
DeMotte State Bank
210 S Halleck St
Demotte, IN 46310
Full Service - Brick and Mortar
Updated 01/30/2026Established 02/02/1942FDIC Certificate 10119
Branches (9)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| DeMotte State Bank (Main) | 210 S Halleck St | Demotte, IN |
| HEBRON BRANCH | 507 S Main St | Hebron, IN |
| DE MOTTE PLAZA BRANCH | 325 N Halleck St | De Motte, IN |
| LOWELL BRANCH | 1615 E Commercial Ave | Lowell, IN |
| KNOX BRANCH | 1501 S Heaton St | Knox, IN |
| CEDAR LAKE BANKING CENTER | 9603 W 133rd Ave | Cedar Lake, IN |
| ROSELAWN BRANCH | 5650 State Road 10 | Roselawn, IN |
| RENSSELAER BRANCH | 211 W Drexel Pkwy | Rensselaer, IN |
Showing 7 of 9
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 02/02/1942 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 46310 |
| State and County Number | 18073 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Chicago-Naperville-Elgin, IL-IN-WI |
Operational Info
| Number of Employees | 120 |
| Domestic Offices | 10 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 03/02/1942 |
| Primary Insurance Agency | DIF |
| Website | http://www.netdsb.com |
| Data Updated | 01/30/2026 |
| CERT | 15883 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $610.15M |
| Total Deposits | $505.33M |
| Total Liabilities | $557.73M |
| Total Equity Capital | $52.42M |
| Net Income | $1.22M |
| Net Loans and Leases | $248.73M |
| Assets Per Employee ($Millions) | $5M |
| Bank Premises and Fixed Assets | $7.09M |
| Cash and Balances due from Depository Institutions | $8.78M |
| Deposits Held in Domestic Offices | $505.33M |
Key Performance Ratios
| Return on Assets (ROA) | 0.82% |
| Return on Equity (ROE) | 9.47% |
| Net Interest Margin | 3.29% |
| Efficiency Ratio | 71.91% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.04% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.592% |
| Earning Assets to total Assets | 92.67% |
Income and Expense
| Total Interest Income | $6.75M |
| Total Noninterest Income | $789.00k |
| Total Interest Expense | $2.26M |
| Total Noninterest Expense | $3.80M |
| Net Interest Income | $4.50M |
| Pre-tax Net Operating Income | $1.43M |
| Provision for Credit Losses | $55.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $1.01M |
| Other borrowed funds | $49.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $56.78M |
| Federal Funds Purchased and Repurchased Agreement | $353.00k |
| All Other Liabilities | $3.04M |
| Total Liabilities and Capital | $610.15M |
Securities
| Securities | $259.77M |
| Available-for-sale debt securities | $235.96M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $23.74M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of DeMotte State Bank?
$610.15M as of the latest filing.
How much are DeMotte State Bank's total deposits?
$505.33M in total deposits.
Where is DeMotte State Bank located?
Demotte, IN.
What is the Net Interest Margin?
3.29%.
How many domestic offices does it operate?
10.
When was it established?
02/02/1942.
What is the Return on Assets (ROA)?
0.82%.
How much are total loans and leases?
$248.73M (latest filing).
What is the total interest income (latest filing)?
$6.75M.