Citizens Bank
Mooresville, IN
IDRSSD: 44741
Total Assets
$698.20M
Latest filing
Total Deposits
$632.02M
Latest filing
Net Interest Margin
3.38%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Citizens Bank
33 N Indiana St
Mooresville, IN 46158
Full Service - Brick and Mortar
Updated 11/14/2025Established 02/18/1931FDIC Certificate 6169
Branches (8)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Citizens Bank (Main) | 33 N Indiana St | Mooresville, IN |
| MONROVIA BRANCH | 43 E Washington St | Monrovia, IN |
| PLAINFIELD BRANCH | 2402 E Main St | Plainfield, IN |
| MORTON AVE BRANCH | 1098 State Road 39 By-Pass | Martinsville, IN |
| EMINENCE BRANCH | Highway 42 And Highway 142 | Eminence, IN |
| HEARTLAND CROSSING BRANCH | 10503 Heartland Blvd | Camby, IN |
| COUNTY LINE BRANCH | 2334 E County Line Rd | Indianapolis, IN |
| AVON BRANCH | 99 S Dan Jones Rd | Avon, IN |
Showing 7 of 8
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 02/18/1931 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 46158 |
| State and County Number | 18109 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Indianapolis-Carmel-Anderson, IN |
Operational Info
| Number of Employees | 127 |
| Domestic Offices | 9 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.citizens-banking.com |
| Data Updated | 11/14/2025 |
| CERT | 9647 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $698.20M |
| Total Deposits | $632.02M |
| Total Liabilities | $634.16M |
| Total Equity Capital | $64.05M |
| Net Income | $1.57M |
| Net Loans and Leases | $447.38M |
| Assets Per Employee ($Millions) | $5.41M |
| Bank Premises and Fixed Assets | $13.03M |
| Cash and Balances due from Depository Institutions | $49.86M |
| Deposits Held in Domestic Offices | $632.02M |
Key Performance Ratios
| Return on Assets (ROA) | 0.92% |
| Return on Equity (ROE) | 10.14% |
| Net Interest Margin | 3.38% |
| Efficiency Ratio | 72.4% |
| Tier 1 Risk-Based Capital Ratio | 13.04% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.01% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.173% |
| Earning Assets to total Assets | 96.33% |
Income and Expense
| Total Interest Income | $8.31M |
| Total Noninterest Income | $943.00k |
| Total Interest Expense | $2.79M |
| Total Noninterest Expense | $4.68M |
| Net Interest Income | $5.53M |
| Pre-tax Net Operating Income | $1.80M |
| Provision for Credit Losses | $-19,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.14M |
| Total Liabilities and Capital | $698.20M |
Securities
| Securities | $180.35M |
| Available-for-sale debt securities | $180.13M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Citizens Bank?
$698.20M as of the latest filing.
How much are Citizens Bank's total deposits?
$632.02M in total deposits.
Where is Citizens Bank located?
Mooresville, IN.
What is the Net Interest Margin?
3.38%.
How many domestic offices does it operate?
9.
When was it established?
02/18/1931.
What is the Return on Assets (ROA)?
0.92%.
How much are total loans and leases?
$447.38M (latest filing).
What is the total interest income (latest filing)?
$8.31M.