First Federal Savings Bank

Huntington, IN
IDRSSD: 107570
Total Assets
$558.78M
Latest filing
Total Deposits
$457.13M
Latest filing
Net Interest Margin
3.70%
Profitability

Locations

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Main Office
First Federal Savings Bank
648 N Jefferson St
Huntington, IN 46750
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1932FDIC Certificate 42524

Branches (7)

Page 1 of 1
NameAddressCity / State
First Federal Savings Bank (Main)648 N Jefferson StHuntington, IN
1240 S JEFFERSON ST BRANCH1240 S Jefferson StHuntington, IN
FRONTAGE ROAD BRANCH100 Frontage RdHuntington, IN
402 EAST CENTER STREET BRANCH402 E Center StWarsaw, IN
SOUTH BEND DR BRANCH5317 S Bend DrFort Wayne, IN
MAYSVILLE ROAD BRANCH10316 Maysville RdFort Wayne, IN
WARSAW NORTH BRANCH445 W 250 NWarsaw, IN
ILLINOIS ROAD BRANCH14009 Illinois RoadFort Wayne, IN
Showing 7 of 7

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/01/1932
Community BankYes
Ownership TypeNot Mutual
ZIP46750
State and County Number18069
Subchapter S CorporationsNo
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number07
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameHuntington, IN

Operational Info

Number of Employees88
Domestic Offices8
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance08/09/1989
Primary Insurance AgencyDIF
Websitewww.firstfedindiana.bank
Data Updated11/14/2025
CERT29690
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$558.78M
Total Deposits$457.13M
Total Liabilities$507.81M
Total Equity Capital$50.97M
Net Income$1.82M
Net Loans and Leases$425.69M
Assets Per Employee ($Millions)$5.94M
Bank Premises and Fixed Assets$8.64M
Cash and Balances due from Depository Institutions$9.76M
Deposits Held in Domestic Offices$457.13M

Key Performance Ratios

Return on Assets (ROA)1.31%
Return on Equity (ROE)14.76%
Net Interest Margin3.7%
Efficiency Ratio57.28%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets-0.03%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets9.121%
Earning Assets to total Assets93.18%

Income and Expense

Total Interest Income$8.11M
Total Noninterest Income$728.00k
Total Interest Expense$3.31M
Total Noninterest Expense$3.24M
Net Interest Income$4.79M
Pre-tax Net Operating Income$2.32M
Provision for Credit Losses$-35,000
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$46.50M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$4.18M
Total Liabilities and Capital$558.78M

Securities

Securities$92.14M
Available-for-sale debt securities$80.58M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$11.56M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of First Federal Savings Bank?
$558.78M as of the latest filing.
How much are First Federal Savings Bank's total deposits?
$457.13M in total deposits.
Where is First Federal Savings Bank located?
Huntington, IN.
What is the Net Interest Margin?
3.70%.
How many domestic offices does it operate?
8.
When was it established?
01/01/1932.
What is the Return on Assets (ROA)?
1.31%.
How much are total loans and leases?
$425.69M (latest filing).
What is the total interest income (latest filing)?
$8.11M.