The National Bank of Indianapolis
Indianapolis, IN
IDRSSD: 2132941
Total Assets
$2.95B
Latest filing
Total Deposits
$2.70B
Latest filing
Net Interest Margin
3.32%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
The National Bank of Indianapolis
107 N Pennsylvania St
Indianapolis, IN 46204
Full Service - Brick and Mortar
Updated 11/14/2025Established 12/08/1993FDIC Certificate 48168
Branches (12)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| The National Bank of Indianapolis (Main) | 107 N Pennsylvania St | Indianapolis, IN |
| DITCH ROAD BRANCH | 8451 Ditch Rd | Indianapolis, IN |
| CASTLETON BRANCH | 6807 E 82nd St | Indianapolis, IN |
| CHAMBER OF COMMERCE BRANCH | 320 N Meridian St | Indianapolis, IN |
| PENN STREET BRANCH | 4930 N Pennsylvania St | Indianapolis, IN |
| AUL BRANCH | 1 American Sq | Indianapolis, IN |
| CARMEL BRANCH | 613 E Carmel Dr | Carmel, IN |
| GREENWOOD BRANCH | 1689 W Smith Valley Rd | Greenwood, IN |
Showing 7 of 12
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 12/08/1993 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 46204 |
| State and County Number | 18097 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Indianapolis-Carmel-Anderson, IN |
Operational Info
| Number of Employees | 329 |
| Domestic Offices | 13 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 12/08/1993 |
| Primary Insurance Agency | DIF |
| Website | www.nbofi.com |
| Data Updated | 11/14/2025 |
| CERT | 33860 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $2.95B |
| Total Deposits | $2.70B |
| Total Liabilities | $2.73B |
| Total Equity Capital | $222.37M |
| Net Income | $9.32M |
| Net Loans and Leases | $1.90B |
| Assets Per Employee ($Millions) | $8.97M |
| Bank Premises and Fixed Assets | $31.76M |
| Cash and Balances due from Depository Institutions | $240.07M |
| Deposits Held in Domestic Offices | $2.70B |
Key Performance Ratios
| Return on Assets (ROA) | 1.28% |
| Return on Equity (ROE) | 17.18% |
| Net Interest Margin | 3.32% |
| Efficiency Ratio | 57.06% |
| Tier 1 Risk-Based Capital Ratio | 11.672% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.14% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.532% |
| Earning Assets to total Assets | 93.83% |
Income and Expense
| Total Interest Income | $37.70M |
| Total Noninterest Income | $7.06M |
| Total Interest Expense | $14.98M |
| Total Noninterest Expense | $16.99M |
| Net Interest Income | $22.72M |
| Pre-tax Net Operating Income | $11.76M |
| Provision for Credit Losses | $1.02M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $2.92M |
| Federal Funds Sold & Reverse Repurchase Agreement | $35.42M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $25.93M |
| Total Liabilities and Capital | $2.95B |
Securities
| Securities | $620.55M |
| Available-for-sale debt securities | $620.55M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $2.28M |
| Trading Liabilities | $2.28M |
Frequently Asked Questions
What are the total assets of The National Bank of Indianapolis?
$2.95B as of the latest filing.
How much are The National Bank of Indianapolis's total deposits?
$2.70B in total deposits.
Where is The National Bank of Indianapolis located?
Indianapolis, IN.
What is the Net Interest Margin?
3.32%.
How many domestic offices does it operate?
13.
When was it established?
12/08/1993.
What is the Return on Assets (ROA)?
1.28%.
How much are total loans and leases?
$1.90B (latest filing).
What is the total interest income (latest filing)?
$37.70M.